OTPgo vs MintyFlow

We believe that digital banking should be as simple as ABC. Download the application and experience banking made easy, whenever and wherever. In OTPgo application you can find our product catalogue and the list of locations of our branches and ATMs. Here are only some of the options and transactions available to you with OTPgo application: • Check your account balance at any time • Check your account turnover • Check the details of any products contracted with the bank such as loans, savings or credit cards • Make intra-bank and inter-bank payments • Make payments to foreign accounts – new transaction • Create payment order templates for frequent payments, so as to make them even easier • Buy or sell foreign currency using your foreign currency accounts • Top up mobile phone • Make a simple transfer of funds to your prepaid card(s) • Make various transfers and payments towards your loan, to your saving account or credit card • Join the OTP Round Up donation scheme and view all your donations • Join the OTPrize loyalty scheme and have access to it at all times • Share your account information via QR code

MintyFlow helps you track every dollar, manage budgets, monitor investments, and achieve your financial goals. Built for simplicity and security, it's the only finance app you'll need. KEY FEATURES Smart Expense Tracking • Log income and expenses in seconds • Categorize transactions automatically • Attach receipts for easy record-keeping • Multiple wallet support for better organization Budget Management • Set monthly budgets by category • Real-time spending alerts at 50%, 80%, and 100% • Visual progress indicators • Smart recommendations to stay on track Investment Tracking • Monitor all your investments in one place • Track SIP (Systematic Investment Plans) • Maturity alerts 7 days before due date • Calculate returns and growth automatically Subscription Manager • Never miss a payment with smart reminders • Track all recurring subscriptions • Identify unused subscriptions • Manage due dates effortlessly Insurance Portfolio • Organize all insurance policies • Premium payment reminders • Policy expiration alerts • Quick access to policy details Comprehensive Reports • Visual charts and graphs • Monthly and yearly breakdowns • Category-wise spending analysis • Export reports for tax filing Daily Reminders • Customizable notification times • Gentle nudges to track expenses • Budget warnings and alerts • Investment maturity notifications Security First • Biometric authentication (Face ID/Touch ID) • Local data storage your data stays on your device • Cloud sync for backup • No third-party data sharing Clean Interface • Beautiful dark and light themes • Intuitive navigation • Quick actions for common tasks WHY CHOOSE MINTYFLOW? • Complete Solution : Expenses, budgets, investments, and subscriptions in one app • Privacy Focused : Your financial data stays private and secure • Easy to Use : Clean interface with no learning curve • Smart Notifications : Stay on top of your finances automatically PERFECT FOR • Individuals managing personal finances • Families tracking household budgets • Investors monitoring multiple portfolios • Anyone wanting better control over their money GET STARTED IN MINUTES 1. Download MintyFlow 2. Set up your currency and preferences 3. Add your first transaction 4. Watch your financial clarity grow Download MintyFlow today and transform the way you manage money. --- MintyFlow - Fresh approach to financial management