Comparison

Treasury Yield Curve Tracker vs FirstStep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Treasury Yield Curve Tracker

Visualize and analyze U.S. Treasury yield curves with real-time data and historical comparisons. Understand interest rates, bond markets, and economic trends with customizable charts and data export. Ideal for finance professionals and new investors alike.

Highlights
  • Real-time yield data
  • Historical yield curve comparisons
  • Customizable charts
  • Comprehensive maturity coverage
  • Data export functionality
  • Cross-device support
Features
Read full description

See the U.S. Treasury yield curve the moment it's published, compare it with any day back to 1990, and follow mortgage rates every week. Treasury Yield Curve Tracker is built for investors, homebuyers, students and anyone who wants to understand where interest rates are heading. YIELD CURVE • Today's curve for every maturity, from 1 month to 30 years, updated each trading day • Compare two dates on one chart and see the change at every maturity in basis points • Play through decades of history and watch the curve steepen, flatten and invert • Customize which maturities are plotted, the axes and gridlines, and share the chart as an image TREASURY YIELDS • Current yield and daily change for every bill, note and bond • History charts with record highs and lows, from the past week to all time • Daily data straight from the U.S. Treasury MORTGAGE RATES • 30-year and 15-year fixed rates from Freddie Mac's weekly survey • Weekly change, a year of history and all-time records • Payment estimator: enter a price, down payment and rate to see the monthly payment and total interest WIDGETS AND APPLE WATCH • Home Screen widgets for the yield curve, your watchlist and mortgage rates • Lock Screen widgets and StandBy support • Apple Watch app with the curve, yields and mortgage rates, plus complications Download now and start tracking U.S. Treasury yields today.

About

FirstStep

Features
Read full description

A calm, honest course for people who have never invested and are quietly embarrassed about it. FirstStep is not a trading app and it will never show you a chart of something going up. It is sixteen short lessons that take you from "I know I should, but I do not understand any of it" to actually making a first contribution, plus a place to write down what you are afraid of. THE COURSE, ALL FREE - Mindset: where your beliefs about money came from, and why investing feels frightening - Goals: what you actually want the money to do, and when you need it - Foundations: index funds, risk, and the three things that genuinely matter - Ready to Start: your concrete next steps, and what to do when it drops - A coach screen for the questions people are too embarrassed to ask - A journal, reminders, and a confidence score that moves as you learn NEW: AFTER YOU START The course used to end at your first contribution, which is where the hard part begins. FirstStep Premium adds a fifth phase of five new lessons on what happens next: the first time you see red, why the urge to tinker costs money, automating contributions so the decision only gets made once, how fees compound against you, and the second year when it stops being interesting. All sixteen original lessons, the journal, the coach and everything else stay free. Nothing that was free before moved behind the subscription. IMPORTANT FirstStep is educational. It is not financial advice and not a recommendation to buy or sell anything. It does not name funds or brokers, because the right answer depends on where you live, how you are taxed and when you need the money, and the app knows none of that. Investments can lose value. Talk to a qualified professional who is regulated where you live. FirstStep Premium is $2.99 per month or $19.99 per year, with 14 days free on the yearly plan. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Terms of Use: https://thedolceway.com/terms Privacy Policy: https://thedolceway.com/privacy

Screenshots

Treasury Yield Curve Tracker4 screens
FirstStep4 screens

Verdict

The call

The clearest difference is in-app purchases: FirstStep at none against Treasury Yield Curve Tracker's 3. FirstStep also leads on ads (none vs shown) and update cadence (every 4 months vs every 10 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Treasury Yield Curve Tracker sells 3 one-off in-app purchases. FirstStep asks for nothing beyond the download.

UpkeepUpdate frequency

Treasury Yield Curve Tracker ships an update every 10 months, FirstStep every 4 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Treasury Yield Curve Tracker versus FirstStep: the parameters behind the verdict, then further details
ParameterTreasury Yield Curve TrackerFirstStep
PriceFreeFree
Rating4.6 (28 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings28 — better—
Update frequencyEvery 10 monthsEvery 4 months — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size17 MB3 MB
Age rating4+4+
DeveloperJade Lizard Software LLCDt nova

In-app purchases

3 purchases

Treasury Yield Curve Tracker

One-time3
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
None

FirstStep

No in-app purchases

Questions

Is Treasury Yield Curve Tracker free?
Treasury Yield Curve Tracker is free to download, with in-app purchases available.
Is FirstStep free?
FirstStep is free to download, with no in-app purchases.
Do Treasury Yield Curve Tracker or FirstStep have ads?
Treasury Yield Curve Tracker shows ads; FirstStep does not.
Which is updated more often, Treasury Yield Curve Tracker or FirstStep?
Treasury Yield Curve Tracker ships an update every 10 months, and FirstStep every 4 months. Most recently, Treasury Yield Curve Tracker was updated on November 3, 2026 and FirstStep on October 31, 2026.

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