SquareMe | Payments & Cards vs Sofri Trust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SquareMe | Payments & Cards
This platform simplifies financial transactions in Nigeria, offering free money transfers, bill payments, and airtime top-ups. Users can also earn rewards and participate in draws for a chance to win cash prizes.
- Free money transfers via phone number
- Multi-contact transactions
- Airtime and data top-ups
- Electricity bill payments
- Bank withdrawals
- Cashtoken rewards and draws
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Discover the future of payments with Squareme, Nigeria's leading social payment platform. Experience seamless transactions, bill payments, and rewards, all at your fingertips. Download Squareme now and join the revolution! Key Features: Send & Request Funds: Transfer money instantly to anyone in Nigeria using just their phone number for FREE. Requesting money from friends and family has never been easier! Multi-Contact Transactions: Need to pay multiple people at once? Squareme lets you send money to multiple contacts in a single transaction. Buy Airtime & Data: Top-up your airtime and data in seconds with our hassle-free process. Pay Electricity Bills: Settle your electricity bills with just a few taps, anytime, anywhere. Bank Withdrawals: Safely withdraw money to your bank account whenever you need it. Cashtoken Rewards: Get rewarded with Cashtokens every time you fund your account or pay for electricity and TV bills. Enter the Cashtoken weekly draw for a chance to win up to NGN 100 million!
Sofri Trust
This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.
- Nano loans with flexible repayment
- Bill payments
- Send and receive funds
- Monitor beneficiary network uptime
- Digital banking services
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Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.
Screenshots
Verdict
The clearest difference is review sentiment: SquareMe | Payments & Cards at 56% against Sofri Trust's 9%. SquareMe | Payments & Cards also leads on rating (4.0 vs 2.3) and device support (3 vs 1). Sofri Trust's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SquareMe | Payments & Cards holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 23 and 16 respectively. Written reviews point the same way: 56% of SquareMe | Payments & Cards's written reviews are positive against 9% of Sofri Trust's.
SquareMe | Payments & Cards ships an update every 2 weeks, Sofri Trust fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | SquareMe | Payments & Cards | Sofri Trust |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (23 ratings) — better | 2.3 (16 ratings) |
| Positive reviews | 56.3% of reviews — better | 9.1% of reviews |
| Number of ratings | 23 — better | 16 |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 76 MB | 94 MB |
| Age rating | 4+ | 17+ |
| Developer | Squareme Inc | DLM CAPITAL GROUP LIMITED |
Customer experience
SquareMe | Payments & Cards
Sofri Trust
In-app purchases
SquareMe | Payments & Cards
No in-app purchases
Sofri Trust
No in-app purchases
Questions
Is SquareMe | Payments & Cards free?
Is Sofri Trust free?
Which has better reviews, SquareMe | Payments & Cards or Sofri Trust?
Do SquareMe | Payments & Cards or Sofri Trust have ads?
Which is updated more often, SquareMe | Payments & Cards or Sofri Trust?
Other comparisons
