GDL Plus vs JaraPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GDL Plus
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The GDL App makes the process of wealth creation convenient and simple, by providing best fit investment solutions, right at your fingertips. With the app, you can: *Own A Home Becoming a landlord within 3½ years is now possible...and at single-digit interest rates! Sign up on HouseMoni, access funding, and keep track of your journey to becoming a landlord, all on the GDL App. *Save Build your emergency fund for rainy days and big projects, easily and automatically. *Invest There is no limit to your wealth growth, with the GDL App giving you access to quality assets like Bonds, Commercial Papers, Treasury Bills etc, backed by hands-on investment analysis and experience. *Get Funding Apply and receive funding that fuels your goals, at reasonable interest rates
JaraPay
This app simplifies bill payments for users in Nigeria, offering a convenient way to manage and pay for utilities, mobile recharges, and internet services. It supports a wide range of billers, making financial management easier for individuals and businesses.
- Bill payment management
- Utility bill payments
- Mobile recharge
- Internet payments
- Supports wide range of billers
- User-friendly interface
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JaraPay, Nigeria’s leading bill payment service, offers a seamless and efficient solution for effortlessly managing and paying your bills. Our user-friendly app is specifically designed to cater to the unique needs of the Nigerian market, empowering individuals and businesses across the country to handle their financial responsibilities with ease. With JaraPay, you can conveniently manage and pay all your bills, including utilities, mobile recharge, internet payments and more. Our platform supports a wide range of billers, ensuring a comprehensive solution for all your payment needs.
Screenshots
Verdict
The clearest difference is update cadence: JaraPay at every 4 days against GDL Plus's every 9 days. JaraPay also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GDL Plus ships an update every 9 days, JaraPay every 4 days. The most recent releases landed on September 9, 2026 and September 7, 2026 respectively.
| Parameter | GDL Plus | JaraPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 35 MB | 54 MB |
| Age rating | 17+ | 4+ |
| Developer | Growth and Development Limited | P&K Smart Rise Solutions |
In-app purchases
GDL Plus
No in-app purchases
JaraPay
No in-app purchases









