Comparison

MPECU App vs PFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPECU App

Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MPECU App is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MPECU App: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts

About

PFCU

Manage your finances with this personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and aggregate accounts securely.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set custom balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards (reorder/turn off)
  • Aggregate financial accounts
  • Secure login with passcode or biometrics
Features
Read full description

PFCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with PFCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MPECU App4 screens
PFCU4 screens

Verdict

The call

MPECU App and PFCU both sit at 4.8 stars, but that hides the real split: 100% of MPECU App's written reviews are positive against 67% of PFCU's. PFCU's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MPECU App against 4.8 for PFCU. Both are backed by a comparable volume of ratings — 383 and 821 respectively. Written reviews are what separate them: 100% of MPECU App's written reviews are positive against 67% of PFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
MPECU App versus PFCU: the parameters behind the verdict, then further details
ParameterMPECU AppPFCU
PriceFreeFree
Rating4.8 (383 ratings)4.8 (821 ratings)
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings383821 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB177 MB
Age rating4+4+
DeveloperMinnesota Power Employees CUPlatinum Federal Credit Union

Customer experience

MPECU App

All ratings383 ratings
Positive97.1%
Neutral0.8%
Negative2.1%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PFCU

All ratings821 ratings
Positive96.2%
Neutral1.1%
Negative2.7%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

MPECU App

No in-app purchases

None

PFCU

No in-app purchases

Questions

Is MPECU App free?
MPECU App is free to download, with no in-app purchases.
Is PFCU free?
PFCU is free to download, with no in-app purchases.
Which has better reviews, MPECU App or PFCU?
MPECU App and PFCU are both rated 4.8 out of 5 on the App Store, from 383 and 821 ratings respectively.
Do MPECU App or PFCU have ads?
Neither MPECU App nor PFCU shows ads.
Which is updated more often, MPECU App or PFCU?
MPECU App ships an update monthly, and PFCU monthly. Most recently, MPECU App was updated on September 23, 2026 and PFCU on September 24, 2026.

Other comparisons