Sabayik vs Njuki
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sabayik
This app facilitates the trading of physical commodities with options for actual asset delivery. It offers a user-friendly experience for swift transactions and features margin trading with eliminated liquidation risk when fully paid.
- Physical commodity trading
- Actual asset delivery
- User-friendly transaction process
- Margin trading
- Eliminated liquidation risk
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Full Settlement Allows for the trade of physical commodities and the delivery of the actual assets upon request. Processes are designed in a user-friendly format to ensure a pleasant and swift experience. A distinct feature of this account is that liquidation risk is non-existent. Margin Trading a new dynamic form of Pre-fix trading, where only a margin (percentage) of specified assets could be traded. Liquidation risk could be eliminated when the remaining amount of the specified asset is paid for in full, and requested to be delivered physically.
Njuki
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Your rent should do more than pay for where you live. Njuki helps you get more value from one of your biggest monthly expenses. Pay rent digitally, earn rewards for paying on time, and build a clear financial history from the rent you already pay. Over time, your consistent payments can help create access to bigger financial opportunities and support your journey toward goals like moving into a better home or eventually owning one. With Njuki, every rent payment becomes part of something bigger. FOR TENANTS - Pay rent and get rewarded for paying on time. - Build a valuable financial history from the rent you already pay. - Turn consistent rent payments into a record that can work in your favour. - Work toward bigger financial opportunities, including future financial support and financing. - Keep a clear record of every payment and access your digital rent receipts anytime. - Manage your rent and supported utilities easily from one place. - Invite family, employers or other sponsors to contribute toward your rent when needed. FOR LANDLORDS Njuki makes collecting and managing rent simpler. - Receive rent digitally through supported payment methods. - See who has paid, who has not, how much you have collected and what is still outstanding. - Keep a clear digital record of every rent payment you receive. - Manage your properties, rooms, tenants and occupancy from one place. - Track your rental income without relying on scattered messages, notebooks or manual records. - Spend less time chasing payments and more time managing your properties. RENTING SHOULD CREATE VALUE FOR EVERYONE Tenants should get more from paying rent consistently. Landlords should have an easier way to collect, track and manage their rental income. That is what Njuki is built for. Pay rent. Get rewarded. Move closer to owning your own home.
Screenshots
Verdict
The clearest difference is update cadence: Njuki at every 4 days against Sabayik's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sabayik ships an update every 9 days, Njuki every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Sabayik | Njuki |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 9 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 40 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | TradePSS | QRISCORP (U) Limited |
In-app purchases
Sabayik
No in-app purchases
Njuki
No in-app purchases









