Comparison

Bankroll Mobile vs Rewards Network

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bankroll Mobile

Manage your revolving line of credit on the go. Track balances, draw funds, view statements, and make payments directly from your mobile device. Access exclusive offers and incentives designed for business owners.

Highlights
  • Manage revolving line of credit
  • Track available balance
  • Draw additional funds
  • View transactions and statements
  • Pay down principal balance
  • Access exclusive offers
Features
Read full description

ARF Financial’s Bankroll Mobile App gives you the ability to access and manage your revolving line of credit account everywhere you go. We understand running a business means you're not always behind your computer. Now you have another option – Bankroll Mobile enables you to track your available balance, draw additional funds, view transactions, monthly statements and even pay down your principal balance right from your phone. Plus, you’ll receive exclusive offers and incentives only available on the app. Make the most of your Bankroll Revolving Line of Credit with the speed, security and convenience you deserve! Download today to access Bankroll Mobile on the go.* BANKROLL REVOLVING LINE OF CREDIT Since its rollout in May of 2022, BANKROLL, ARF Financial's business revolving line of credit has dominated the market and become our most popular loan product, making up nearly 90% of our loan portfolio. Bankroll has overtaken the alternative lending space giving business owners fast access to affordable, flexible and customizable business capital. In this economy, that access is vital when you encounter opportunities for growth or to cover unexpected expenses while keeping cash flow stable. With max approvals granted up to $1 million in as little as 48 hours, unlimited draws and partial principal pay downs during the revolving period, Bankroll is a must for business owners ready to fund growth and increase profits! THE CONVENIENCE OF BANKROLL MOBILE: ACCESS TO LARGER LOAN AMOUNTS Bankroll offers approvals up to $1 million in as little as 48 hours. Once approved, you can conveniently access those funds from your phone, computer or iPad. LONGER REPAYMENT TERMS Offering repayment terms up to 36 months with low, fixed weekly payments. UNLIMITED DRAWS & PAYDOWNS* During the revolving period, Bankroll gives you the unique ability to take unlimited draws or make unlimited partial principal paydowns of $5,000 or more. REVOLVING LINE AVAILABILITY Every regular payment you make and partial principal paydown, frees up line availability you can access on your line of credit. PAYOFF ANYTIME You can pay off your loan without maintenance fees, penalties, or repayment fees. ARF FINANCIAL REVIEWS “Great company to work with. Very trustworthy and professional. Highly recommend them for your business loan needs.” – Gene “The experience was great! Very fast and easy process.” – Misty Linn LEGAL DISCLOSURES ARF Financial is not a bank. ARF Financial is a California limited liability company and a finance lender licensed by the California Department of Corporations. ARF Financial works with several bank partners that have committed to provide true bank loans to our clients without the need for collateral, the long wait and excessive documentation. Learn more about our bank partners here: https://www.arffinancial.com/company/our-team/bank-partners/ ARF Financial Privacy Policy: https://www.arffinancial.com/privacy ARF Financial Terms of Use/Terms of Conditions: https://www.arffinancial.com/portal-mobile-terms *Unlimited draws and partial principal paydowns are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the Merchant’s creditworthiness has not materially changed since the original Loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to a draw request being funded. ARF will strive to fund all qualified draw requests within 2 business days of receipt. ARF Financial is licensed by the California Department of Financial Protection and Innovation as a California Finance Lender, License No. 6037958. Loan approval, loan amount and interest rate are based upon applicant’s creditworthiness and ARF’s standard underwriting guidelines.

About

Rewards Network

Access real-time sales data, view customer analytics, and respond to verified reviews. Easily manage multiple restaurant locations, update events and specials, and see how your business is marketed within loyalty programs.

Highlights
  • View real-time sales data
  • Access customer analytics
  • Respond to verified reviews
  • Manage multiple locations
  • Update events and specials
  • View marketing placements
Features
Read full description

Download the Rewards Network app for iOS today so you can: View analytics Access real-time sales data and customer information to see what’s driving your business. Respond to verified reviews Get qualified feedback, view customer ratings, and reply to verified member comments. Toggle between locations Easily view reporting and insights for each of your restaurant locations. View marketing placements See how we market your restaurant within the world’s most powerful loyalty programs. Update Events and Specials Update seasonal menus, events, and specials for your restaurant’s dedicated webpage.

Screenshots

Bankroll Mobile4 screens
Rewards Network4 screens

Verdict

The call

The clearest difference is ratings volume: Rewards Network at 144 against Bankroll Mobile's 2. Rewards Network also leads on iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Bankroll Mobile against 4.9 for Rewards Network. That said, the two scores are not equally well evidenced: Rewards Network has 144 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 7 level
Bankroll Mobile versus Rewards Network: the parameters behind the verdict, then further details
ParameterBankroll MobileRewards Network
PriceFreeFree
Rating5.0 (2 ratings) — better4.9 (144 ratings)
Number of ratings2144 — better
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size104 MB24 MB
Age rating4+4+
DeveloperARF Financial LLCRewards Network

Customer experience

Bankroll Mobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Rewards Network

All ratings143 ratings
Positive97.2%
Neutral0.7%
Negative2.1%

In-app purchases

None

Bankroll Mobile

No in-app purchases

None

Rewards Network

No in-app purchases

Questions

Is Bankroll Mobile free?
Bankroll Mobile is free to download, with no in-app purchases.
Is Rewards Network free?
Rewards Network is free to download, with no in-app purchases.
Which has better reviews, Bankroll Mobile or Rewards Network?
Bankroll Mobile is rated higher. Bankroll Mobile averages 5.0 out of 5 from 2 ratings, while Rewards Network averages 4.9 from 144 ratings.
Do Bankroll Mobile or Rewards Network have ads?
Neither Bankroll Mobile nor Rewards Network shows ads.
Which is updated more often, Bankroll Mobile or Rewards Network?
Bankroll Mobile ships an update every 6 weeks, and Rewards Network every 6 weeks. Most recently, Bankroll Mobile was updated on November 3, 2026 and Rewards Network on October 30, 2026.

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