Comparison

SMS Platform vs UPay Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

SMS Platform

Features

Read full description

Seu banco digital de forma simples, rápida e segura com sua marca. Abertura de contas Pessoa Física e Jurídica Controle de saldo, extrato e comprovantes Pix, Ted e transferências internas entre contas (P2P) Pagamento de contas e boletos Emissão de boletos Cartão de débito com a sua marca Saque na Rede 24 horas Crédito para Pessoa Física

About

UPay Digital

Features

Read full description

NÓS VAMOS ALÉM: SOLUÇÃO COMPLETA PARA SUAS FINANÇAS No aplicativo da UPay, você tem todos os serviços bancários que precisa, com a conveniência e a segurança de uma plataforma digital inovadora. Conta Escrow: Solução perfeita para garantir transações seguras. Pix: o meio mais rápido e prático de enviar e receber dinheiro. Boleto e TED: Emita cobranças e faça transferências de grandes valores, sem taxas ou limites diários. Antecipação de Recebíveis: Antecipe o pagamento de valores a receber com a UPay.

Screenshots

SMS Platform4 screens

UPay Digital4 screens

Verdict

The call

The clearest difference is update cadence: SMS Platform at every 3 weeks against UPay Digital's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SMS Platform ships an update every 3 weeks, UPay Digital every 2 months. The most recent releases landed on September 9, 2026 and September 22, 2026 respectively.

Scorecard1 real difference · 5 level

SMS Platform versus UPay Digital: the parameters behind the verdict, then further details
Parameter	SMS Platform	UPay Digital
Price	Free	Free
Update frequency	Every 3 weeks — better	Every 2 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	13.0 — better	13.4
Further details — not scored
Size	19 MB	29 MB
Age rating	4+	17+
Developer	SMS - SMART MONEY SOLUTIONS MEIOS DE PAGAMENTO ELETRONICOS LTDA	Upay Instituicao de Pagamento SA

In-app purchases

None

SMS Platform

No in-app purchases

None

UPay Digital

No in-app purchases

Questions

Is SMS Platform free?

SMS Platform is free to download, with no in-app purchases.

Is UPay Digital free?

UPay Digital is free to download, with no in-app purchases.

Do SMS Platform or UPay Digital have ads?

Neither SMS Platform nor UPay Digital shows ads.

Which is updated more often, SMS Platform or UPay Digital?

SMS Platform ships an update every 3 weeks, and UPay Digital every 2 months. Most recently, SMS Platform was updated on September 9, 2026 and UPay Digital on September 22, 2026.