MyUGPay vs cowrieSend
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MyUGPay
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MYUGPAY is a mobile app which enables its users make payments for different utilities(NWSC and UMEME and TV), school fees and taxes and also make bank transfers to different accounts without actually owning a bank account. This application acts a mobile wallet and a one stop store where you can find and make all different payments for your home from your mobile device. The application is secure and very easy to use MYUGPAY allows you to *Top up from Airtel or MTN mobile money *Pay for URA Taxes *Make payments for water, electricity and TV bills *Purchase airtime and data bundles *Make payments for school fees *Initiate bank transfers to any bank in Uganda *Initiate mobile money transfers *Transfer money to another MYUGPAY wallet *Reset password when forgotten *View transaction history Terms and conditions apply *Standard network charges apply as you may be charge by your service provider To get started(after installing the application): *Register a MYUGPay wallet account and provide the requested details. *A confirmation OTP shall be sent to the registered email address *After successful registration, log in with your registered phone number and password *You will be requested to confirm account creation by entering a 6 digit code(OTP). *Enter this OTP on your next login and your account shall be successfully created. For first time users *You shall be prompted to set up a few secrets and once finished, you will be logged out of the application to activate the settings. *Another OTP will be sent your email to confirm the secrets on second login. *Now you can start using the app. Please note that this will be required only when setting up your account for the first time. Please note that this application is tied to your device thus any change of the device should be communicated.
cowrieSend
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Secure, reliable and affordable money transfer between the UK and Africa. About us We understand that sending money back home is about more than just a transaction. It's about supporting loved ones, building dreams, and staying connected across distances. CowrieSend is dedicated to making the remittance process simple, secure, and cost-effective because we believe everyone deserves financial solutions that work for them. Powered by African Innovation cowrieSend is proudly built by Clydestone, a pioneer in African fintech with decades of experience crafting secure, innovative financial solutions. Leveraging Clydestone's expertise, cowrieSend is custom-tailored to meet the unique needs of the African diaspora. Our deep understanding of local markets and financial systems allows us to provide unparalleled convenience and value Building on Trusted Infrastructure CowrieSend operates on the same secure payment processing systems trusted by leading African banks, providing you with lightning-fast transfers and robust protection for your funds. Our strict adherence to FCA regulations demonstrates our commitment to your financial security. Further, our partnerships with respected global payment networks ensure seamless connectivity and a wide range of payout options for your convenience. Our Mission, Your Peace of Mind At cowrieSend, we prioritise transparency with upfront pricing and clear communication. You'll never encounter hidden fees or complicated fine print. We understand that your remittances often provide essential support, which is why we focus on fast transfer times so your money arrives when it's needed most. Should you have any questions or need assistance, our dedicated support team is always here to help.
Screenshots
Verdict
MyUGPay and cowrieSend are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MyUGPay | cowrieSend |
|---|---|---|
| Price | Free | Free |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 โ better | 13.0 |
| Further details โ not scored | ||
| Size | 32 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | GTBank Uganda | Clydestone UK Limited |
In-app purchases
MyUGPay
No in-app purchases
cowrieSend
No in-app purchases









