Comparison

Best Rates vs Zap by Paystack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Best Rates

Easily compare live currency exchange rates from various financial services in real-time. Get notified of favorable rate changes and track historical trends to make informed decisions for travel, shopping, or remittances.

Highlights
  • Real-time exchange rate comparison
  • Customizable rate alerts
  • Historical trend tracking
  • Comparison across banks and services
  • Intuitive and clean interface
  • Save favorite rates
Features
Read full description

Best Rates is an easy-to-use app that allows you to compare exchange rates from your favorite apps in real-time. Whether you're traveling abroad, shopping online, or sending money to family and friends, Best Rates helps you find the best exchange rates quickly and easily. With Best Rates, you can compare exchange rates from a variety of sources, including banks, money transfer services, and currency exchange providers. You can also set up custom alerts to get notified when exchange rates reach a certain threshold, so you never miss an opportunity to get the best rate. Best Rates is designed to be simple and intuitive, with a clean and modern interface that makes it easy to find the information you need. You can view exchange rates in real-time, track historical trends with interactive charts, and save your favorite exchange rates for easy access later. Whether you're a frequent traveler, a savvy shopper, or just looking to save money on currency exchanges, Best Rates is the perfect app for you. Try it today and start comparing exchange rates like a pro!

About

Zap by Paystack

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

Highlights
  • Seamless onboarding
  • Fast bank transfers
  • Secure transactions
  • Reliable platform
  • Send money to any Nigerian bank
Features
Read full description

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Screenshots

Best Rates3 screens
Zap by Paystack4 screens

Verdict

The call

The clearest difference is rating: Best Rates at 5.0 against Zap by Paystack's 4.3. Best Rates also leads on review sentiment (100% vs 62%) and ads (none vs shown). Zap by Paystack's advantage is ratings volume (24 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Best Rates holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Zap by Paystack has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Best Rates's written reviews are positive against 62% of Zap by Paystack's.

UpkeepUpdate frequency

Best Rates ships an update every 3 weeks, Zap by Paystack every 2 weeks. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Best Rates versus Zap by Paystack: the parameters behind the verdict, then further details
ParameterBest RatesZap by Paystack
PriceFreeFree
Rating5.0 (1 ratings) — better4.3 (24 ratings)
Positive reviews100.0% of reviews — better61.5% of reviews
Number of ratings124 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size53 MB62 MB
Age rating17+17+
DeveloperHamza FetugaPaystack Payments Limited

Customer experience

Best Rates

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Zap by Paystack

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews13 reviews
Positive61.5%
Neutral7.7%
Negative30.8%

In-app purchases

None

Best Rates

No in-app purchases

None

Zap by Paystack

No in-app purchases

Questions

Is Best Rates free?
Best Rates is free to download, with no in-app purchases.
Is Zap by Paystack free?
Zap by Paystack is free to download, with no in-app purchases.
Which has better reviews, Best Rates or Zap by Paystack?
Best Rates is rated higher. Best Rates averages 5.0 out of 5 from 1 ratings, while Zap by Paystack averages 4.3 from 24 ratings.
Do Best Rates or Zap by Paystack have ads?
Zap by Paystack shows ads; Best Rates does not.
Which is updated more often, Best Rates or Zap by Paystack?
Best Rates ships an update every 3 weeks, and Zap by Paystack every 2 weeks. Most recently, Best Rates was updated on November 3, 2026 and Zap by Paystack on November 3, 2026.

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