Skins App vs Settle Up Golf
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Skins App
This app offers a variety of on-course golf games, including Skins, Banker, Nassau, and more. Users can enter their strokes, and the app will manage the game. It features extensive custom settings for personalized gameplay.
- Multiple golf game modes
- Stroke entry and game management
- Customizable game settings
- Yearly subscription for unlimited access
- On-course gameplay
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The Skins App is the long sought on-course golf gaming app the world has been waiting for. Play feature complete games such as Skins, Banker, Nassau, Vegas, Quota, Hammer, Wolf and many more. Simply enter strokes and Skins handles the rest. Custom settings galore, so you can play like you're used to. Welcome to the future! SUBSCRIPTION INFORMATION In addition to our free app, we offer a paid yearly subscription for $40/year, which gives you unlimited access to our entire Game Library. Subscriptions are offered via in-app purchase and will be charged to your iTunes account as soon as we confirm the purchase. All subscriptions auto-renew, unless turned off at least 24 hours before the renewal date. Your account will be charged for renewal within 24 hours prior to the end of the current period. All subscriptions can be managed through the App Store settings. You can access it by tapping Manage Subscriptions on Edit Profile. For more information, please review the Terms of Use and The Skins App, Inc. Terms of Service and Privacy Policy below. TERMS OF USE https://www.apple.com/legal/internet-services/itunes/dev/stdeula TERMS OF SERVICE https://theskinsapp.com/terms-of-service PRIVACY POLICY https://theskinsapp.com/privacy-policy
Settle Up Golf
Track golf rounds, manage various game formats, and instantly settle bets with your group. Features real-time syncing, scorecard scanning, and social connections for a seamless golfing experience.
- Hole-by-hole scoring
- Multiple golf game formats
- Tournament management
- Real-time group sync
- Scorecard photo scanning
- Instant bet settlement
- Handicap calculation
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Settle Up Golf is the easiest way to track bets, run tournaments, and settle up after a round of golf with friends. Set your games on the first tee, score on your phone, and everyone walks off the 18th knowing exactly who owes who. PULL HANDICAPS FROM GHIN (NEW) Setting up a round? Tap "Update indexes from GHIN," sign in once, and every player's current Handicap Index fills in automatically — no typing, no guessing. Match a playing partner once and future rounds recognize them instantly. Fair, accurate net bets from the very first tee. AUCTION-STYLE CALCUTTA Run your Calcutta as a live auction: record what each team sells for and who owns them. The sale prices fund the pot, and payouts pay back to the owners by their share — the real "buy a team" Calcutta, fully tracked. Turn it on in any tournament's Calcutta setup. TEN GOLF GAME FORMATS • Stroke Play (individual or 2v2 best-ball, with Nassau front/back/overall + presses) • Match Play (Singles, 2v2 Best Ball, or Indys head-to-head) • Skins (with carry-overs and par-3 toggle) • Sixes / 6-6-6 (rotating partners) • Vegas • Nines (9s 5-3-1 points) • Wolf (3-5 players) • Hi-Lo • Stableford • Snake (3-putt penalty pot) FOUR TOURNAMENT FORMATS • Standard stroke play with groups • Team v. Team (Ryder Cup style with match types per day) • Scramble (team best-shot with low net / low gross) • Pairs (Member-Member / Member-Guest with pair skins and Calcutta) TOURNAMENT BETTING • Multi-group skins across all foursomes • Calcutta — auction-style with owner payouts, or blind draw partners • Pair side bets and pair payouts • Group vs Group matches • Low net / low gross per group • Cross-pair challenges in Pairs format PGA TOUR BETTING POOLS Bet on live PGA Tour events with your friends. Pick your golfers, watch the leaderboard update during the tournament, and settle when the final putt drops. THE STARTER — AI SETUP COACH Tap the button on Home or Setup and tell The Starter who you're playing with. It suggests the right games, configures the wagers, and routes you straight into a ready-to-play round. Works for rounds, tournaments, and Birdie Pools. EVENTS TAB + SCHEDULE A ROUND The new Events tab lets you schedule a round in advance — invite your regulars by phone, collect RSVPs (In / Maybe / Out), and set a meet time before everyone arrives. REAL-TIME SYNC Every player can score on their own phone. Changes sync instantly across the foursome — no more "what did you have on 14?" SCORECARD PHOTO SCANNING Snap a photo of any paper scorecard and the app reads the scores into your round. Great for retroactive entry or quick visual confirmation. FRIENDS & SOCIAL Add friends with a 6-character code, share rounds with a link, and build a friend network across courses. INSTANT SETTLEMENT End of round shows exactly who pays who, netted to the minimum number of transfers. Tap Venmo to send the money in two taps. HANDICAP SUPPORT Pull live Handicap Indexes from GHIN in a tap, use the built-in Settle Up Index engine (WHS-style), or enter handicaps manually — whatever your group prefers. GPS COURSE SORTING Course list sorts by distance from your location so you find your home course in one tap. PREMIUM STATS & ANALYTICS Unlock lifetime scoring, per-hole stats, head-to-head records, earnings by player, win streaks, and trends across every round you've played. $2.99/mo or $29.99/yr. FREE TO USE Core scoring, all game formats, all tournaments, friends, and unlimited rounds are free. Premium unlocks advanced stats and unlimited AI coaching. Visit settleup-golf.com for how-to guides on every game format. Terms of Use (EULA): https://settleup-golf.com/terms Privacy Policy: https://settleup-golf.com/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Settle Up Golf at 100% against Skins App's 47%. Settle Up Golf also leads on rating (5.0 vs 3.7) and update cadence (weekly vs every 18 months). Skins App's advantage is ratings volume (29 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Skins App sells 1 in-app purchase, starting at $40.00 per year and Settle Up Golf sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Settle Up Golf holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Skins App has 29 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Skins App's written reviews are positive against 100% of Settle Up Golf's.
Skins App ships an update every 18 months, Settle Up Golf weekly. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.
| Parameter | Skins App | Settle Up Golf |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (29 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 46.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 29 — better | 5 |
| Update frequency | Every 18 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 14 MB |
| Age rating | 17+ | 17+ |
| Developer | The Skins App | AJM Development LLC |
Customer experience
Skins App
Settle Up Golf
In-app purchases
Skins App
- 1 Year Subscription$40.001 Year
Settle Up Golf
- Settle Up Golf Premium$2.991 Month
- Premium Annual$29.991 Year
Questions
Is Skins App free?
Is Settle Up Golf free?
Which has better reviews, Skins App or Settle Up Golf?
Do Skins App or Settle Up Golf have ads?
Which is updated more often, Skins App or Settle Up Golf?
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