Pal Chat vs Think & Action
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pal Chat
This app acts as a universal AI chat client, supporting a wide range of models and features like image input, image generation, and offline capabilities. It offers a private and secure experience with no data collection and no ads.
- Supports all major AI models
- Image input and generation
- Offline local model support
- Save prompts and history
- Stream responses
- Full Markdown and LaTeX support
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The last AI iOS app you'll need! Pal Chat is a lightweight, powerful, and feature-rich AI Chat Client for your iPhone. It supports EVERY AI model in one interface, including support for: GPT-5.5, Claude 4.7, Gemini 3.1, Grok 4.3, Cursor, Advanced Voice Mode, Image input, GPT-Image 2, Groq, Perplexity, OpenRouter, DeepSeek, Mistral, Fal.ai, Together.ai, custom endpoints, and fully offline local models. No ads, fully private and secure - NO data is collected. Features Overview: - Save multiple prompts and system messages - Store conversation history on-device - Use Image input to process images - Generate images through GPT-Image, Stable Diffusion, Flux, or Fal.ai - Regenerate responses - Edit your questions - Stream the response - Easily switch between models - See the token length and cost of the conversation - Copy an entire conversation from the history page - Full Markdown, LaTeX, and Syntax Highlighting Support - Siri Shortcuts Support Some Benefits of the App over the website: - No usage limits - Privacy - History is only stored on-device - Lets you edit the system message and temperature values - Universal - easily switch many different models Make sure to get an API Key! ‘Pal’ is not liable for any content generated. Terms of Use: https://bit.ly/termsOfUsePalChatEULA Privacy Policy: https://bit.ly/privacyPolicyPalChatEULA
Think & Action
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Are you someone who often has various ideas but never ends up implementing them? Don't let your thoughts float away, record and start working on them. Think & Action will be with you all the way! [Main Features] - [NEW] Finances:Recording and analysing expenditure, money invested in ideas or profits made through actions. - Milestone: Break down your great ideas into small milestones and track progress consistently. - Note: Record any relevant information, thoughts, details, logs, etc. - Action Calendar: Any action you take on a daily basis: creating milestones, updating progress, recording logs, will be automatically labeled to the day's date, and you will visually see your adherence and efforts! [Automatic renewal service] 1. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renew within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user`s Account Settings after purchase. 2. as for Apple mobile phone users, you can manually open the Apple mobile phone Settings - > enter iTunes Store and App Store - > click Apple ID, select view Apple ID, enter the account settings page, click subscription, select 'Think&Action' continuous subscription, and cancel subscriptions to end it. 3. Privacy policy: http://sapp.qiqi1996.com/w/think-action/agreement/service?locale=en/agreement/privacy?locale=en 4. The terms of use: http://sapp.qiqi1996.com/w/think-action/agreement/service?locale=en
Screenshots
Verdict
The clearest difference is update cadence: Pal Chat at every 3 weeks against Think & Action's every 2 months. Think & Action's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pal Chat sells 2 in-app purchases, starting at $6.99 per month and Think & Action sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Pal Chat ships an update every 3 weeks, Think & Action every 2 months. The most recent releases landed on November 4, 2026 and October 10, 2026 respectively.
| Parameter | Pal Chat | Think & Action |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (438 ratings) — better | — |
| Positive reviews | 59.5% of reviews | — |
| Number of ratings | 438 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 104 MB | 41 MB |
| Age rating | 17+ | 4+ |
| Developer | Pulkit Agarwal | 奇奇 郭 |
Bugs and requests
Pal Chat
Reported bugs
3 issues- Inability to change AI provider
- Freezing on long responses
- Unavailability of certain models (e.g., GPT-4o-mini)
Requested features
5 requests- Conversation history search
- Support for local/self-hosted models
- Multimodal support (vision, audio)
- Ability to edit/delete messages in conversation
- Dynamic model listing from providers
Think & Action
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Pal Chat
- Pal Chat Pro3 Days trial$6.991 Month
- Pal Chat Pro Annual7 Days trial$68.991 Year
Think & Action
- Monthly VIP$1.991 Month
- Yearly VIP$14.991 Year









