Comparison

Pal Chat vs Think & Action

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pal Chat

This app acts as a universal AI chat client, supporting a wide range of models and features like image input, image generation, and offline capabilities. It offers a private and secure experience with no data collection and no ads.

Highlights
  • Supports all major AI models
  • Image input and generation
  • Offline local model support
  • Save prompts and history
  • Stream responses
  • Full Markdown and LaTeX support
Features
Read full description

The last AI iOS app you'll need! Pal Chat is a lightweight, powerful, and feature-rich AI Chat Client for your iPhone. It supports EVERY AI model in one interface, including support for: GPT-5.5, Claude 4.7, Gemini 3.1, Grok 4.3, Cursor, Advanced Voice Mode, Image input, GPT-Image 2, Groq, Perplexity, OpenRouter, DeepSeek, Mistral, Fal.ai, Together.ai, custom endpoints, and fully offline local models. No ads, fully private and secure - NO data is collected. Features Overview: - Save multiple prompts and system messages - Store conversation history on-device - Use Image input to process images - Generate images through GPT-Image, Stable Diffusion, Flux, or Fal.ai - Regenerate responses - Edit your questions - Stream the response - Easily switch between models - See the token length and cost of the conversation - Copy an entire conversation from the history page - Full Markdown, LaTeX, and Syntax Highlighting Support - Siri Shortcuts Support Some Benefits of the App over the website: - No usage limits - Privacy - History is only stored on-device - Lets you edit the system message and temperature values - Universal - easily switch many different models Make sure to get an API Key! ‘Pal’ is not liable for any content generated. Terms of Use: https://bit.ly/termsOfUsePalChatEULA Privacy Policy: https://bit.ly/privacyPolicyPalChatEULA

About

Think & Action

Read full description

Are you someone who often has various ideas but never ends up implementing them? Don't let your thoughts float away, record and start working on them. Think & Action will be with you all the way! [Main Features] - [NEW] Finances:Recording and analysing expenditure, money invested in ideas or profits made through actions. - Milestone: Break down your great ideas into small milestones and track progress consistently. - Note: Record any relevant information, thoughts, details, logs, etc. - Action Calendar: Any action you take on a daily basis: creating milestones, updating progress, recording logs, will be automatically labeled to the day's date, and you will visually see your adherence and efforts! [Automatic renewal service] 1. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renew within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user`s Account Settings after purchase. 2. as for Apple mobile phone users, you can manually open the Apple mobile phone Settings - > enter iTunes Store and App Store - > click Apple ID, select view Apple ID, enter the account settings page, click subscription, select 'Think&Action' continuous subscription, and cancel subscriptions to end it. 3. Privacy policy: http://sapp.qiqi1996.com/w/think-action/agreement/service?locale=en/agreement/privacy?locale=en 4. The terms of use: http://sapp.qiqi1996.com/w/think-action/agreement/service?locale=en

Screenshots

Pal Chat4 screens
Think & Action4 screens

Verdict

The call

The clearest difference is update cadence: Pal Chat at every 3 weeks against Think & Action's every 2 months. Think & Action's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pal Chat sells 2 in-app purchases, starting at $6.99 per month and Think & Action sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pal Chat ships an update every 3 weeks, Think & Action every 2 months. The most recent releases landed on November 4, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Pal Chat versus Think & Action: the parameters behind the verdict, then further details
ParameterPal ChatThink & Action
PriceFreeFree
Rating4.3 (438 ratings) — better—
Positive reviews59.5% of reviews—
Number of ratings438 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size104 MB41 MB
Age rating17+4+
DeveloperPulkit Agarwal奇奇 郭

Bugs and requests

Pal Chat

Reported bugs

3 issues
  • Inability to change AI provider
  • Freezing on long responses
  • Unavailability of certain models (e.g., GPT-4o-mini)

Requested features

5 requests
  • Conversation history search
  • Support for local/self-hosted models
  • Multimodal support (vision, audio)
  • Ability to edit/delete messages in conversation
  • Dynamic model listing from providers

Think & Action

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Pal Chat

Subscriptions2
  • Pal Chat Pro3 Days trial$6.991 Month
  • Pal Chat Pro Annual7 Days trial$68.991 Year
2 purchases

Think & Action

Subscriptions2
  • Monthly VIP$1.991 Month
  • Yearly VIP$14.991 Year

Questions

Is Pal Chat free?
Pal Chat is free to download, with in-app purchases available.
Is Think & Action free?
Think & Action is free to download, with in-app purchases available.
Do Pal Chat or Think & Action have ads?
Neither Pal Chat nor Think & Action shows ads.
Which is updated more often, Pal Chat or Think & Action?
Pal Chat ships an update every 3 weeks, and Think & Action every 2 months. Most recently, Pal Chat was updated on November 4, 2026 and Think & Action on October 10, 2026.

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