Comparison

eCloud4 vs Swirepay Rewards

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

eCloud4

Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.

Highlights
  • QR code payments
  • Send/receive money via email
  • Bill splitting
  • Fast and easy transactions
  • Merchant network payments
Features
Read full description

Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.

About

Swirepay Rewards

Features
Read full description

Unlock Seamless Rewards with Swirepay Rewards! Swirepay Rewards transforms loyalty and payments for restaurants, catering to both customers and merchants. Streamline transactions, boost engagement, and keep rewards at your fingertips. For Customers: Transaction History: Track payments and redemptions effortlessly. Earn Rewards: Link your bank or card to Swirepay Rewards app to earn more and monitor and maximize benefits. QR Payments: Pay easily using static or dynamic QR codes without hassle. Nearby Deals: Find restaurants and exciting offers near you. For Merchants: Transaction Insights: Access and manage all transactions seamlessly. Customer Management: Add, edit, or delete customer details effortlessly. Integrated Payments: Use popular POS devices like Square, Clover, and more. Event Ticketing: Simplify ticketing for seated or general events. Dynamic QR & Links: Generate and share payment links and QR codes with ease. Start smarter transactions and richer rewards today! Download Swirepay Rewards now!

Screenshots

eCloud44 screens
Swirepay Rewards4 screens

Verdict

The call

The clearest difference is iOS requirement: eCloud4 at 13.0 against Swirepay Rewards's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

eCloud4 ships an update every 2 months, Swirepay Rewards monthly. The most recent releases landed on October 4, 2026 and September 28, 2026 respectively.

Scorecard1 real difference ยท 7 level
eCloud4 versus Swirepay Rewards: the parameters behind the verdict, then further details
ParametereCloud4Swirepay Rewards
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS13.0 โ€” better15.6
Further details โ€” not scored
Size96 MB84 MB
Age rating4+4+
DevelopereCloud4 CorporationSwirepay Inc.

In-app purchases

None

eCloud4

No in-app purchases

None

Swirepay Rewards

No in-app purchases

Questions

Is eCloud4 free?
eCloud4 is free to download, with no in-app purchases.
Is Swirepay Rewards free?
Swirepay Rewards is free to download, with no in-app purchases.
Do eCloud4 or Swirepay Rewards have ads?
Neither eCloud4 nor Swirepay Rewards shows ads.
Which is updated more often, eCloud4 or Swirepay Rewards?
eCloud4 ships an update every 2 months, and Swirepay Rewards monthly. Most recently, eCloud4 was updated on October 4, 2026 and Swirepay Rewards on September 28, 2026.

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