eCloud4 vs TBI Markets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eCloud4
Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.
- QR code payments
- Send/receive money via email
- Bill splitting
- Fast and easy transactions
- Merchant network payments
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Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.
TBI Markets
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Invest in TBI portfolios. Real estate, indexes & more, from your phone. Hello Investor! Welcome to TBI, the all-in-one investment app built for LATAM. Whether you're just getting started or already growing your portfolio, TBI gives you access to professional-grade investment tools—no bank or paperwork required. Secure and regulated, TBI is powered by Transcomer, a trusted financial institution with over $91M in assets under management. Backed by cutting-edge technology and a user-friendly interface, investing is now simple, transparent, and accessible to everyone. What can you invest in? • Diversified real estate portfolios • Indexes like TBI Global Index and Nasdaq-linked options • Local and international fixed income products • Upcoming tokenized investment opportunities (powered by Partner & Innverso) Why choose TBI? • Low entry minimums for retail investors • Daily performance tracking • Transparent fees and real-time reporting • 100% digital onboarding—open an account in minutes • Withdraw anytime, with total visibility on your funds • Backed by a $9M marketing and expansion budget Invest locally, grow globally TBI is designed for LATAM users looking to diversify wealth, beat inflation, and access global markets—all from your mobile device. Get started today Download the app, verify your identity, and start investing in minutes. No complex processes, no financial jargon—just smart, secure investing. TBI is a platform for simplified investments across LATAM. Invest easily and manage your portfolio from anywhere.
Screenshots
Verdict
The clearest difference is ads: eCloud4 at none against TBI Markets's shown. TBI Markets's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eCloud4 ships an update every 2 months, TBI Markets fortnightly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.
| Parameter | eCloud4 | TBI Markets |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 96 MB | 169 MB |
| Age rating | 4+ | 17+ |
| Developer | eCloud4 Corporation | Skopa Innovation LLC |
In-app purchases
eCloud4
No in-app purchases
TBI Markets
No in-app purchases









