Comparison

eCloud4 vs Spliddy

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

eCloud4

Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.

Highlights
  • QR code payments
  • Send/receive money via email
  • Bill splitting
  • Fast and easy transactions
  • Merchant network payments
Features
Read full description

Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.

About

Spliddy

Features
Read full description

No account. No login. No daily limits. Start a trip, share an 8-character code, and friends join from their own iPhone in seconds โ€” everything syncs over iCloud. Spliddy splits trip, rent, dinner and group bills, tracks who paid what, and tells each person exactly who to pay โ€” in the fewest payments possible. Free to use. No spreadsheets, no awkward math, no chasing friends for cash. SPLIT IT ANY WAY - Equal, exact amounts, percentages, or shares - Split by items - tap who had what for an exact, itemized bill - Multiple people can pay for one expense - Add fees or tips on top of any bill - Multi-currency: spend abroad and Spliddy converts to your group's base currency SETTLE UP THE SMART WAY - A fewest-payment plan so the group makes the fewest transfers - Edit or record partial payments as people pay you back - One-tap "Remind" to nudge friends with a share message - Live balances always show who owes who at a glance PERFECT FOR - Trips and vacations with friends - Roommates splitting rent and household costs - Couples tracking shared expenses - Dinners, group gifts, events, and everyday IOUs INSIGHTS (FREE) - See spending by category - Compare what each person paid vs. their share - Clear charts that make the numbers obvious STAY ORGANIZED - Recurring expenses - rent, subscriptions and dues repeat automatically, weekly or monthly - Attach a receipt photo to any expense; it syncs to the whole trip - Search and filter expenses to find any item fast - Duplicate an expense in one tap - Notes and "added by" on every expense - Recently Deleted with restore, so nothing is lost by accident - Syncs across your devices with iCloud SHARE THE TALLY - Send a clean Trip Summary card with the final results FREE & PREMIUM Spliddy is free to use with a small banner ad. Upgrade to Premium to remove ads and unlock CSV export, so you can send any trip's expenses to a spreadsheet. The annual plan even starts with a 7-day free trial. Download Spliddy and make splitting bills the easiest part of your next trip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mwsupplylimited.github.io/moneysplitter/privacy.html

Screenshots

eCloud44 screens
Spliddy4 screens

Verdict

The call

The clearest difference is in-app purchases: eCloud4 at none against Spliddy's 2. eCloud4 also leads on ads (none vs shown) and iOS requirement (13.0 vs 17.0). Spliddy's advantage is update cadence (every 2 days vs every 2 months). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spliddy sells 2 in-app purchases, starting at $1.99 per month. eCloud4 asks for nothing beyond the download.

UpkeepUpdate frequency

eCloud4 ships an update every 2 months, Spliddy every 2 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences ยท 4 level
eCloud4 versus Spliddy: the parameters behind the verdict, then further details
ParametereCloud4Spliddy
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 2 days โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better17.0
Further details โ€” not scored
Size96 MB6 MB
Age rating4+4+
DevelopereCloud4 CorporationMatthew Wong

In-app purchases

None

eCloud4

No in-app purchases

2 purchases

Spliddy

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly7 Days trial$11.991 Year

Questions

Is eCloud4 free?
eCloud4 is free to download, with no in-app purchases.
Is Spliddy free?
Spliddy is free to download, with in-app purchases available.
Do eCloud4 or Spliddy have ads?
Spliddy shows ads; eCloud4 does not.
Which is updated more often, eCloud4 or Spliddy?
eCloud4 ships an update every 2 months, and Spliddy every 2 days. Most recently, eCloud4 was updated on October 24, 2026 and Spliddy on October 25, 2026.

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