eCloud4 vs Spliddy
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
eCloud4
Easily manage your finances with quick QR code payments at supported merchants. Send and receive money to contacts using just an email address, and simplify bill splitting. This app offers a streamlined approach to everyday financial transactions.
- QR code payments
- Send/receive money via email
- Bill splitting
- Fast and easy transactions
- Merchant network payments
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Pay at our merchant's network, fast and easy with QR code payments, send and receive money to family and friends with just an email, split your bills, and more with eCloud4.
Spliddy
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No account. No login. No daily limits. Start a trip, share an 8-character code, and friends join from their own iPhone in seconds โ everything syncs over iCloud. Spliddy splits trip, rent, dinner and group bills, tracks who paid what, and tells each person exactly who to pay โ in the fewest payments possible. Free to use. No spreadsheets, no awkward math, no chasing friends for cash. SPLIT IT ANY WAY - Equal, exact amounts, percentages, or shares - Split by items - tap who had what for an exact, itemized bill - Multiple people can pay for one expense - Add fees or tips on top of any bill - Multi-currency: spend abroad and Spliddy converts to your group's base currency SETTLE UP THE SMART WAY - A fewest-payment plan so the group makes the fewest transfers - Edit or record partial payments as people pay you back - One-tap "Remind" to nudge friends with a share message - Live balances always show who owes who at a glance PERFECT FOR - Trips and vacations with friends - Roommates splitting rent and household costs - Couples tracking shared expenses - Dinners, group gifts, events, and everyday IOUs INSIGHTS (FREE) - See spending by category - Compare what each person paid vs. their share - Clear charts that make the numbers obvious STAY ORGANIZED - Recurring expenses - rent, subscriptions and dues repeat automatically, weekly or monthly - Attach a receipt photo to any expense; it syncs to the whole trip - Search and filter expenses to find any item fast - Duplicate an expense in one tap - Notes and "added by" on every expense - Recently Deleted with restore, so nothing is lost by accident - Syncs across your devices with iCloud SHARE THE TALLY - Send a clean Trip Summary card with the final results FREE & PREMIUM Spliddy is free to use with a small banner ad. Upgrade to Premium to remove ads and unlock CSV export, so you can send any trip's expenses to a spreadsheet. The annual plan even starts with a 7-day free trial. Download Spliddy and make splitting bills the easiest part of your next trip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mwsupplylimited.github.io/moneysplitter/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: eCloud4 at none against Spliddy's 2. eCloud4 also leads on ads (none vs shown) and iOS requirement (13.0 vs 17.0). Spliddy's advantage is update cadence (every 2 days vs every 2 months). On price and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Spliddy sells 2 in-app purchases, starting at $1.99 per month. eCloud4 asks for nothing beyond the download.
eCloud4 ships an update every 2 months, Spliddy every 2 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | eCloud4 | Spliddy |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 2 months | Every 2 days โ better |
| Ads | No โ better | Yes |
| In-app purchases | No โ better | Yes |
| Monetization | Free | โ |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 13.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 96 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | eCloud4 Corporation | Matthew Wong |
In-app purchases
eCloud4
No in-app purchases
Spliddy
- Premium Monthly$1.991 Month
- Premium Yearly7 Days trial$11.991 Year









