Comparison

Projections vs Retirement Ready 2026

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Projections

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

Highlights
  • Create retirement projections
  • Manual or guided setup
  • Real-time impact analysis
  • Input assets, income, spending
  • Track contributions
  • Confidence in financial future
Features
Read full description

Planning for retirement can be overwhelming. "How much do I need to save in order to retire?" Well, that depends... when do you want to retire? How much do you want to spend in retirement? When do you want to spend it? You probably want to spend more early in retirement than later. Do you have a pension? How much debt do you have? So many variables. Projections simplifies the complicated task of retirement planning. Create a new projection with a guide or start with a blank slate and enter your assets, income, spending and contributions manually. You can see the impacts of every slight adjustment to your projection in real time so it's easy to identify how much you need to save in order to support the amount you intend to spend. This will give you confidence that your future is on solid ground and that your family and estate will be cared for by the assets that you leave behind. Projections is supported with Ads. (A Subscription can be purchased to remove ads) To view our terms of use and privacy policy please visit the link below: https://1010consulting.ca/apps/projections/ProjectionsPrivacyPolicy

About

Retirement Ready 2026

This offline calculator helps military members estimate their retirement pay and VA disability compensation. It supports various retirement systems and includes detailed breakdowns of income, assumptions, and official source links for planning purposes.

Highlights
  • Offline retirement pay calculator
  • VA disability compensation estimation
  • Support for multiple retirement systems
  • Detailed income breakdown
  • Official source links
  • No account required
Features
Read full description

Plan your military retirement with Retirement Ready, an offline calculator for retired pay and VA disability compensation. Explore High-36, Blended Retirement System (BRS), Final Pay, REDUX, approved early retirement, Guard and Reserve retirement, and Chapter 61 medical retirement scenarios. • Estimate monthly military retired pay from your entered pay base and creditable service. • Use the High-36 helper to calculate a weighted average over 36 months. • Estimate VA compensation with bundled 2026 rates and supported dependent additions, or enter your actual VA award. • Understand VA offsets, CRDP, and an entered approved CRSC award. • Include estimated Survivor Benefit Plan premiums and other deductions. • Review the income breakdown, assumptions, explanations, and official source links. • Optionally remember your selections on your device and clear them in Settings. No account is required. Calculations work offline. No advertising, analytics, tracking, or subscriptions are included. Results are planning estimates before tax, not official benefit awards or eligibility determinations. Enter your actual High-36 average or Final Pay basic pay; the app does not derive pay from rank. Bundled VA rates are effective December 1, 2025. Special cases may require individual review. Retirement Ready is an independent app from Momentum Apps, LLC. It is not affiliated with or endorsed by DoD, DFAS, VA, or any military branch. Verify decisions using official records and qualified guidance. Official references: https://militarypay.defense.gov/Pay/Retirement/ https://www.dfas.mil/RetiredMilitary/plan/estimate/ https://www.va.gov/disability/compensation-rates/veteran-rates/ Privacy Policy: https://retirementready.app/privacy-policy/ Terms of Service: https://retirementready.app/terms-of-service/ Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: support@momentumapps.org

Screenshots

Projections4 screens
Retirement Ready 20264 screens

Verdict

The call

The clearest difference is price: Projections at Free against Retirement Ready 2026's $0.99. Projections also leads on update cadence (every 2 weeks vs every 9 months) and rating (2.0 vs 1.7). Retirement Ready 2026's advantage is in-app purchases (none vs 2) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Projections is free to download; Retirement Ready 2026 costs $0.99 up front. Projections sells 2 in-app purchases, starting at $2.99 per month. Retirement Ready 2026 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Projections holds the better App Store score, 2.0 against 1.7. That said, the two scores are not equally well evidenced: Retirement Ready 2026 has 6 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Projections ships an update every 2 weeks, Retirement Ready 2026 every 9 months. The most recent releases landed on October 12, 2026 and November 1, 2026 respectively.

Scorecard8 real differences · 2 level
Projections versus Retirement Ready 2026: the parameters behind the verdict, then further details
ParameterProjectionsRetirement Ready 2026
PriceFree — better$0.99
Rating2.0 (1 ratings) — better1.7 (6 ratings)
Positive reviews0.0% of reviews—
Number of ratings16 — better
Update frequencyEvery 2 weeks — betterEvery 9 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationAd-supported — betterPaid
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size63 MB17 MB
Age rating4+4+
Developer7015781 Manitoba IncMomentum Apps, LLC

Customer experience

Projections

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Retirement Ready 2026

All ratings6 ratings
Positive16.7%
Neutral0.0%
Negative83.3%

In-app purchases

2 purchases

Projections

Subscriptions2
  • Individual Subscription$2.991 Month
  • Annual Description$29.991 Year
None

Retirement Ready 2026

No in-app purchases

Questions

Is Projections free?
Projections is free to download, with in-app purchases available.
Is Retirement Ready 2026 free?
Retirement Ready 2026 costs $0.99, with no in-app purchases.
Which has better reviews, Projections or Retirement Ready 2026?
Projections is rated higher. Projections averages 2.0 out of 5 from 1 ratings, while Retirement Ready 2026 averages 1.7 from 6 ratings.
Do Projections or Retirement Ready 2026 have ads?
Projections shows ads; Retirement Ready 2026 does not.
Which is updated more often, Projections or Retirement Ready 2026?
Projections ships an update every 2 weeks, and Retirement Ready 2026 every 9 months. Most recently, Projections was updated on October 12, 2026 and Retirement Ready 2026 on November 1, 2026.

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