KPay Customer vs CMS Marchand
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KPay Customer
This mobile money service allows users to perform various financial transactions, including deposits, transfers, bill payments, and credit purchases. It offers a streamlined experience for managing money with a focus on convenience and accessibility. Enjoy a wide range of services designed for efficient mobile financial management.
- Deposit funds
- Money transfers
- Bill payment
- Credit purchase
- Merchant payment
- International transfers
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Kpay, the 100% Senegalese money transfer service, is offering you new features, a sleek design, and a fresh way to experience mobile money. Our users can access a multitude of high-value-added services in just a few clicks, such as: - Deposit - Transfer - Withdrawal - Bill payment - Credit purchase - Merchant payment - Recharge via bank card - Wallet to wallet transfer - International transfer Download Kpay from the App Store, the only 100% Senegalese money transfer service, and enjoy an optimal customer experience.
CMS Marchand
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CMS Marchand : La solution idéale pour booster votre activité commerciale Simplifiez la gestion de votre activité grâce à une application intuitive et sécurisée. Suivez vos transactions en temps réel, optimisez vos opérations et concentrez-vous sur la croissance de votre commerce. CMS Marchand, le partenaire indispensable de votre réussite !
Screenshots
Verdict
The clearest difference is device support: CMS Marchand at 3 against KPay Customer's 1. CMS Marchand also leads on iOS requirement (12.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KPay Customer ships an update every 6 weeks, CMS Marchand every 3 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.
| Parameter | KPay Customer | CMS Marchand |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (17 ratings) — better | — |
| Number of ratings | 17 — better | — |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 80 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | ZUULU FINANCIAL SERVICES | Crédit Mutuel du Sénégal |
In-app purchases
KPay Customer
No in-app purchases
CMS Marchand
No in-app purchases







