Comparison

存钱钱 vs 记账吧

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

存钱钱

Features
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Save Money Together is a family expense tracker designed for shared household finances. Record transactions quickly, understand spending clearly, and manage everyone’s income and expenses in one shared ledger. Your data, under your control • Data is stored on your device and in your private iCloud/CloudKit account • No separate account registration is required • We do not upload your ledger to our own servers • Keep your data when changing devices through iCloud sync • Export all records or a selected date range as CSV at any time Built for family bookkeeping • Create a family or join one through an iCloud invitation link • See who recorded each transaction and where the money went • Switch between families when you belong to more than one • Use the calendar to find daily records and totals quickly • Add categories, amounts, notes, photos, and one tag per transaction • Search transaction notes to find past records Clear statistics and insights • Review income, spending, and balance at a glance • Explore spending by category, tag, or family member • Drill down from charts and rankings to individual transactions • View monthly and yearly trends • Filter by month, year, all time, custom dates, member, category, or tag Budgets that fit real life • Set a total monthly budget and see how much remains • Create separate budgets for frequently used categories • Choose the day your monthly accounting cycle begins, such as payday • Set an asset baseline and review the last 12 months of asset changes Privacy first We do not use your data for advertising tracking. Transaction data is used only for core app features, including local storage and iCloud sync or sharing. Camera and photo access is used only when you choose to add an avatar or transaction image. Diagnostic information such as crashes and performance may be collected to improve reliability. An Apple ID signed in to iCloud with iCloud Drive enabled is required for sync and family sharing. Insufficient iCloud storage may affect these features. Questions or suggestions? Send feedback from About Us in the app, or leave a rating and review on the App Store.

About

记账吧

Simplify your finances with this efficient bookkeeping app. Track expenses, manage budgets, and monitor assets with AI-powered features and customizable reports. It helps you understand where your money goes and save more effectively.

Highlights
  • AI chat bookkeeping
  • Voice input for expenses
  • Quick and simple transaction entry
  • Multiple customizable ledgers
  • Shared ledger management
  • Category-specific budgeting
  • Comprehensive asset tracking
Features
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记账不繁琐,轻松更高效! 钱总不知道花在哪儿了?总也存不住钱? 记账吧——一款旨在简化记账流程,让记账变得轻松又高效的软件。不仅记账分类清晰、统计图表查看方便,同时还支持预算和资产管理,帮助养成良好的财务管理能力。快速手机记账,记账就用记账吧记账软件。 ——产品特色功能—— 【AI聊天记账】 自定义角色在线陪聊,边聊边记,情绪价值拉满,一句话还可同时记录多笔账单,自动分类超省心 【语音记账】 懒得打字?不妨试试语音记账,发送语音即可智能识别账单信息,快捷记账解放双手更省力~ 【快速记账】 极简的操作流程,可高效完成每一笔记账操作 【多账本记账】 分类收支,支持创建多个账本,满足不同记账场景,家庭账本/旅行账本/情侣账本,都能分账本查看明细和统计图表 【共享账本】 支持多人同时管理账本,无论是家庭开支,还是班级、团队开支等,都能轻松搞定,清晰且便捷 【分类预算】 按需求设置不同分类的预算,合理控制花销,让花销变的清晰明了 【资产管理】 微信/支付宝余额/储蓄卡/工资卡/信用卡/花呗/理财基金都能分资产账户管理,让每笔收支清晰可见,方便管理 【存钱】 支持自由存钱、固定存钱和递增存入记账功能 【定时记账】 对重复性账单,支持自动定期记账 【记账提醒】 自定义每日提醒时间,再也不用担心忘记记账了 【小组件】 支持多种样式的桌面小组件 自动续费订阅服务说明: 【1】订阅周期:1个月(连续包月产品)3个月(连续包季产品);12个月(连续包年产品); 【2】订阅价格:以iAP申请信息为准; 【3】付款:通过用户的iTunes账户扣款,用户确认购买后即扣款; 【4】取消续订,如需取消续订,请在当前订阅周期到期前24小时以内,手动在iTunes/Apple ID设置管理中关闭自动续订功能; 【5】续订:苹果iTunes账户会在订阅到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期; 【6】订阅可以由用户管理,并且可以在购买后在用户的账户设置里关闭自动订阅; 隐私协议:https://bill.incmoon.com/policy/ 会员服务协议:https://bill.incmoon.com/service/ 自动续费服务协议:https://bill.incmoon.com/renew/ 更多功能正在优化开发中,敬请期待!

Screenshots

存钱钱4 screens
记账吧4 screens

Verdict

The call

The clearest difference is in-app purchases: 存钱钱 at none against 记账吧's 10. 存钱钱 also leads on ads (none vs shown). 记账吧's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 记账吧 sells 9 in-app purchases, starting at $0.99 per month. 存钱钱 asks for nothing beyond the download.

UpkeepUpdate frequency

存钱钱 ships an update fortnightly, 记账吧 every 2 weeks. The most recent releases landed on October 3, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 4 level
存钱钱 versus 记账吧: the parameters behind the verdict, then further details
Parameter存钱钱记账吧
PriceFreeFree
Positive reviews—93.8% of reviews
Update frequencyFortnightlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size15 MB188 MB
Age rating12+9+
Developer广州两仪软件有限公司Moon Technology Co., Ltd

In-app purchases

None

存钱钱

No in-app purchases

9 purchases

记账吧

Subscriptions3
  • 记账吧月度会员$0.991 Month
  • 记账吧季度会员7 Days trial$0.993 Months
  • 记账吧年度会员$2.991 Year
One-time6
  • 记账吧永久会员$4.99
  • 记账吧永久会员$6.99
  • 记账吧永久会员$7.99
Show 3 more
  • 记账吧永久会员$8.99
  • 记账吧永久会员2 variants$9.99
  • 记账吧永久会员$49.99

Questions

Is 存钱钱 free?
存钱钱 is free to download, with no in-app purchases.
Is 记账吧 free?
记账吧 is free to download, with in-app purchases available.
Do 存钱钱 or 记账吧 have ads?
记账吧 shows ads; 存钱钱 does not.
Which is updated more often, 存钱钱 or 记账吧?
存钱钱 ships an update fortnightly, and 记账吧 every 2 weeks. Most recently, 存钱钱 was updated on October 3, 2026 and 记账吧 on October 14, 2026.

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