Comparison

存钱钱 vs 家账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

存钱钱

Track shared household finances with this family expense tracker. Record transactions, understand spending patterns, and manage income and expenses in a collaborative ledger. Data is stored securely on your device and synced via iCloud.

Highlights
  • Shared family ledger
  • Transaction recording
  • Spending insights
  • Customizable budgets
  • Data export (CSV)
  • iCloud sync
Features
Read full description

Save Money Together is a family expense tracker designed for shared household finances. Record transactions quickly, understand spending clearly, and manage everyone’s income and expenses in one shared ledger. Your data, under your control • Data is stored on your device and in your private iCloud/CloudKit account • No separate account registration is required • We do not upload your ledger to our own servers • Keep your data when changing devices through iCloud sync • Export all records or a selected date range as CSV at any time Built for family bookkeeping • Create a family or join one through an iCloud invitation link • See who recorded each transaction and where the money went • Switch between families when you belong to more than one • Use the calendar to find daily records and totals quickly • Add categories, amounts, notes, photos, and one tag per transaction • Search transaction notes to find past records Clear statistics and insights • Review income, spending, and balance at a glance • Explore spending by category, tag, or family member • Drill down from charts and rankings to individual transactions • View monthly and yearly trends • Filter by month, year, all time, custom dates, member, category, or tag Budgets that fit real life • Set a total monthly budget and see how much remains • Create separate budgets for frequently used categories • Choose the day your monthly accounting cycle begins, such as payday • Set an asset baseline and review the last 12 months of asset changes Privacy first We do not use your data for advertising tracking. Transaction data is used only for core app features, including local storage and iCloud sync or sharing. Camera and photo access is used only when you choose to add an avatar or transaction image. Diagnostic information such as crashes and performance may be collected to improve reliability. An Apple ID signed in to iCloud with iCloud Drive enabled is required for sync and family sharing. Insufficient iCloud storage may affect these features. Questions or suggestions? Send feedback from About Us in the app, or leave a rating and review on the App Store.

About

家账本

This app allows multiple users to collaboratively manage household finances in real-time. It offers features like voice and image recognition for quick entry, calendar-based tracking, and detailed reports to help families understand and plan their spending.

Highlights
  • Multi-user real-time collaboration
  • Voice and image recognition for entry
  • Calendar view for income and expenses
  • Shared calendar for notes and reminders
  • Bill import from WeChat/Alipay
  • Customizable reports and data export
Features
Read full description

多人共享记账本,全家实时同步。 家账本是为家庭场景设计的多用户共享记账软件,同时支持个人记账和多人协同记账。无论是个人日常记账,夫妻共管家庭收支,还是多成员协作共享记账,家账本都能提供安全可靠的解决方案。 随手点几下记好一笔账,不想动手时说话也能记!记账功能全部免费,提供动账提醒、离线记账、周期记账、图片识别、日历账本、日历备忘录、账单导入导出等实用功能,是一款懂家庭关系、能协作、简单方便的家庭共享账本。 ● 本次新版亮点 • 日历备忘录:日历账本里多了一本全家共用的记事本,哪天要办什么、哪天要交水电费,写下来全家都能看见。 • 未来日期也能写:下周要交的费用、月底要办的事,提前写在那一天。 • 纯文本记事:备忘不计入任何收支——账本记收支,记事本记家事。 ● 核心功能 • 多人实时协同:支持账号/手机号/微信邀请家人加入,日常收支自动归类汇总,让零散开支沉淀为家庭成长轨迹。 • 语音随手记账:说出记账内容,金额与备注自动填入,忙时也能轻松记账。 • 图片自动识别:拍下小票自动识别日期和金额,记账更快一步。 • 日历账本:日历视图看全家收支,哪天花得多、哪天有入账,一目了然。 • 日历备忘录:全家共用的日历记事本,把要紧的事写在要紧的那一天。 • 农历显示:账单详情自带农历,人情往来、随礼记得更明白。 • 离线记账同步:无网络环境也能随时记录,联网后自动同步,不错过任何点滴生活印记。 • 目标预算提醒:设置月度预算,超支及时预警,帮助家庭合理规划开支。 • 账单智能导入:支持导入微信、支付宝账单,智能识别分类,快速同步历史消费。 • 多维度报表:直观展示收入支出结构,日/周/月/年趋势一目了然,助您优化财务状况。 • 账单搜索:关键词/时间/分类/金额范围快速查找,对账更轻松。 • 数据导出:支持Excel导出,方便对账与数据备份。 • 安全加密存储:数据云端加密存储,换机不丢账,历史记录长期保存。 • 多端实时同步:不同设备与平台间实时同步数据。 • 小程序无缝对接:微信搜索"家账本"即可记账查账,无需下载也能用。 • iOS原生优化:全面支持iOS 14及以上系统,流畅运行,完美适配iPhone和iPad设备。 ● 场景定制 • 家庭财务管理:夫妻共同规划收支,为未来储蓄目标努力。 • 家庭记事共享:要办的事、要交的费用写进日历备忘录,全家共用一本记事本。 • 人情往来记账:红白事、随礼按农历记,往来清晰不失礼。 • 亲子财商教育:孩子记录零花钱去向,培养理性消费习惯,从小树立正确的金钱观。 • 多代同堂管理:老人记账无障碍,子女远程协助,财务透明更安心。 • 合伙共享记账:账单分类可定制,合租或合伙小生意现金流水账轻松搞定。 适合夫妻记账、情侣记账、合租记账、装修记账、旅行记账、人情记账、结婚记账、宝宝账本、大学生记账、宠物记账等多种场景。 家庭财务管理不应只是冰冷的数字,而应成为增进理解的纽带。当爱人为账单结余会心一笑,当孩子主动记录零花钱去向,这些温暖瞬间正是我们持续打磨产品的动力。 诚邀您下载体验【家账本】,与家人共同珍藏时光里的温暖账单!

Screenshots

存钱钱4 screens
家账本4 screens

Verdict

The call

The clearest difference is in-app purchases: 存钱钱 at none against 家账本's 6. 存钱钱 also leads on ads (none vs shown). 家账本's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 家账本 sells 6 one-off in-app purchases. 存钱钱 asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
存钱钱 versus 家账本: the parameters behind the verdict, then further details
Parameter存钱钱家账本
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews80.0% of reviews—
Number of ratings—1 — better
Update frequencyFortnightlyFortnightly
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size36 MB96 MB
Age rating12+4+
Developer广州两仪软件有限公司南阳轻砼科技有限公司

Customer experience

存钱钱

Written reviews20 reviews
Positive80.0%
Neutral15.0%
Negative5.0%

家账本

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

存钱钱

No in-app purchases

6 purchases

家账本

One-time6
  • 免广告月度会员$0.99
  • 免广告季度会员$0.99
  • 打赏家账本(1元)$0.99
Show 3 more
  • 免广告年度会员$1.99
  • 打赏家账本(18元)$2.99
  • 打赏家账本(38元)$4.99

Questions

Is 存钱钱 free?
存钱钱 is free to download, with no in-app purchases.
Is 家账本 free?
家账本 is free to download, with in-app purchases available.
Do 存钱钱 or 家账本 have ads?
家账本 shows ads; 存钱钱 does not.
Which is updated more often, 存钱钱 or 家账本?
存钱钱 ships an update fortnightly, and 家账本 fortnightly. Most recently, 存钱钱 was updated on November 7, 2026 and 家账本 on November 5, 2026.

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