Comparison

Split+ vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split+

Features
Read full description

Split+ is your go-to app for managing group expenses effortlessly. Whether you're traveling with friends, sharing a meal, or organizing a gift fund, Split+ helps you keep everything organized and fair. Key Features: - Create Groups: choose from 170+ currencies and 4 group types to customize your experience for any occasion. - Add Friends Easily: invite friends to join your group and start sharing your expenses by sharing a link, showing a QR code, or inviting directly from your contacts. - Add and Split Expenses: easily add, split, and share expenses with friends or groups. Choose to split equally, by shares, or by amount. - Track Who Owes Whom: let Split+ automatically calculate who owes whom and the exact amount, making it simple to keep track. - Visualize Spending: stay on top of group expenses with visual charts and insights. View statistics by categories, group members, and days to get a detailed breakdown of your spending. Why Choose Split+? - Simple & User-Friendly: Intuitive design that makes splitting expenses a breeze. - Multi-Currency Support: Choose from over 150 currencies for global use. - Perfect for Any Event: Whether it’s a trip, a dinner, or any shared activity, Split+ helps you keep things fair. Download Split+ today and make splitting expenses a whole lot easier!

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Split+4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is iOS requirement: Split+ at 15.1 against Pay with Sublime's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split+ ships an update fortnightly, Pay with Sublime every 9 days. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
Split+ versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplit+Pay with Sublime
PriceFreeFree
Rating—4.7 (157 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings—157 — better
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.5
Further details — not scored
Size35 MB61 MB
Age rating4+17+
DeveloperDigital AZSublime Payments Company

In-app purchases

None

Split+

No in-app purchases

None

Pay with Sublime

No in-app purchases

Questions

Is Split+ free?
Split+ is free to download, with no in-app purchases.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Do Split+ or Pay with Sublime have ads?
Neither Split+ nor Pay with Sublime shows ads.
Which is updated more often, Split+ or Pay with Sublime?
Split+ ships an update fortnightly, and Pay with Sublime every 9 days. Most recently, Split+ was updated on October 7, 2026 and Pay with Sublime on October 13, 2026.

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