Comparison

SplitPlus vs PaySplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitPlus

Features
Read full description

SplitPlus is a free app that makes sharing expenses simple. Keep track of what everyone paid on a trip or at home, and see who owes whom. Create a group and invite friends with a link or QR code. Add shared expenses as you go, and SplitPlus calculates the balances for everyone in the group. With SplitPlus, you can: - Split expenses equally, by shares or by exact amounts. - Keep separate groups for trips, home, parties or other shared costs. - Choose from over 150 currencies for your groups. - Check spending by category or group member. Whether you paid for the hotel or picked up the groceries, record it in SplitPlus so your group can keep track. Download SplitPlus for free and create your first group.

About

PaySplit

Easily track and settle shared expenses with roommates or on trips. This app calculates who owes what and the simplest way to settle debts, with private iCloud sharing and no account required. Offers receipt scanning and home screen widgets for quick expense entry.

Highlights
  • Calculate who owes what
  • Simplify debt settlement
  • Private iCloud sharing
  • Receipt scanning
  • Home screen widgets
  • Recurring bill management
  • Spending insights
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. Anonymous usage statistics and Apple Search Ads attribution are enabled by default. You can turn them off in Settings > Privacy > Share anonymous analytics. Group names, expense descriptions and amounts are not included. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SplitPlus4 screens
PaySplit4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitPlus at none against PaySplit's 3. SplitPlus also leads on iOS requirement (15.1 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 3 in-app purchases, starting at $2.99 per month. SplitPlus asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 14, 2026 and November 13, 2026 respectively.

Scorecard2 real differences · 7 level
SplitPlus versus PaySplit: the parameters behind the verdict, then further details
ParameterSplitPlusPaySplit
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size43 MB20 MB
Age rating4+4+
DeveloperDigital AZRicardo Carvalho

In-app purchases

None

SplitPlus

No in-app purchases

3 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly1 Month trial$2.991 Month
  • PaySplit Pro Yearly1 Year trial$14.991 Year
One-time1
  • Group Pass$4.99

Questions

Is SplitPlus free?
SplitPlus is free to download, with no in-app purchases.
Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Do SplitPlus or PaySplit have ads?
Neither SplitPlus nor PaySplit shows ads.
Which is updated more often, SplitPlus or PaySplit?
SplitPlus ships an update every 3 weeks, and PaySplit every 3 weeks. Most recently, SplitPlus was updated on November 14, 2026 and PaySplit on November 13, 2026.

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