LAPO Mobile App vs AidaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
Read full descriptionHide full description
The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
AidaPay
Easily pay utility bills and purchase airtime and data bundles at affordable rates. This app offers fast, smooth, and reliable transactions for various services including cable TV subscriptions and electricity bills. Convert airtime to cash and become an agent to earn money.
- Purchase airtime and data bundles
- Pay utility bills (electricity, TV subscriptions)
- Convert airtime to cash
- Become an agent to resell services
- Instant discounts on purchases
- Support for all major Nigerian networks
Read full descriptionHide full description
AidaPay is the easy way to buy cheap data and airtime and pay your bills in Nigeria. Top up MTN, Airtel, Glo and 9mobile, pay electricity and renew DStv, GOtv and StarTimes, all from one wallet. Scan to pay and send money with ScanPay, and earn cashback and rewards as you pay. CHEAP DATA AND AIRTIME • Cheap data bundles for MTN, Airtel, Glo and 9mobile: daily, weekly and monthly plans • Airtime top-up for every network, delivered in seconds • Save the numbers you top up most and buy again in two taps • Auto-renew your data, light or TV so it never runs out ELECTRICITY BILLS • Pay prepaid and postpaid electricity: IKEDC, EKEDC, AEDC, IBEDC, PHED, KEDCO, JED, BEDC and more • Get your meter token on screen and in your transaction history CABLE TV • Renew DStv, GOtv and StarTimes subscriptions in a few taps SCANPAY • Scan a QR code to pay and send money • Your own ScanPay account to receive money • Withdraw your ScanPay balance to your bank REWARDS • Cashback on your purchases • Refer & Earn: ₦500 for every friend who joins and makes their first purchase, and your friend gets 3,000 AidaPoints • AidaPoints, daily streaks, personal offers, games and predictions in the Reward Center SAFE AND SECURE • Every payment is approved with your PIN, Face ID or fingerprint • Two-factor sign-in with an authenticator app • See and remove the devices signed in to your account FOR AGENTS AND BUSINESSES • Bulk purchases for many numbers at once • Agent levels with bigger commissions on every sale Need help? Chat with Julie, our assistant, any time in the app, or email help@aidapay.ng. https://aidapay.ng/contact_us
Screenshots
Verdict
The clearest difference is review sentiment: AidaPay at 71% against LAPO Mobile App's 14%. AidaPay also leads on rating (4.1 vs 2.4) and update cadence (every 4 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AidaPay holds the better App Store score, 4.1 against 2.4. That said, the two scores are not equally well evidenced: AidaPay has 518 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 14% of LAPO Mobile App's written reviews are positive against 71% of AidaPay's.
LAPO Mobile App ships an update every 6 weeks, AidaPay every 4 days. Both last shipped on October 25, 2026.
| Parameter | LAPO Mobile App | AidaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (36 ratings) | 4.1 (518 ratings) — better |
| Positive reviews | 14.3% of reviews | 71.2% of reviews — better |
| Number of ratings | 36 | 518 — better |
| Update frequency | Every 6 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.2 | 15.5 — better |
| Further details — not scored | ||
| Size | 37 MB | 163 MB |
| Age rating | 4+ | 4+ |
| Developer | LAPO MFB | ToomaIQ Ltd |
Customer experience
LAPO Mobile App
AidaPay
Bugs and requests
LAPO Mobile App
Not enough reviews yet to summarise bugs or requests.
AidaPay
Reported bugs
3 issues- Login issues
- Delayed data activation
- App crashes
Requested features
3 requests- Add withdrawal option
- Improve network coverage
- Introduce more affordable data plans
In-app purchases
LAPO Mobile App
No in-app purchases
AidaPay
No in-app purchases









