Comparison

LAPO Mobile App vs AidaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAPO Mobile App

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Highlights
  • Self-Onboarding
  • Bill Payments
  • Transfers
  • Airtime Purchase
  • Account Monitoring
Features
Read full description

The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.

About

AidaPay

Easily pay utility bills and purchase airtime and data bundles at affordable rates. This app offers fast, smooth, and reliable transactions for various services including cable TV subscriptions and electricity bills. Convert airtime to cash and become an agent to earn money.

Highlights
  • Purchase airtime and data bundles
  • Pay utility bills (electricity, TV subscriptions)
  • Convert airtime to cash
  • Become an agent to resell services
  • Instant discounts on purchases
  • Support for all major Nigerian networks
Features
Read full description

AidaPay is the easy way to buy cheap data and airtime and pay your bills in Nigeria. Top up MTN, Airtel, Glo and 9mobile, pay electricity and renew DStv, GOtv and StarTimes, all from one wallet. Scan to pay and send money with ScanPay, and earn cashback and rewards as you pay. CHEAP DATA AND AIRTIME • Cheap data bundles for MTN, Airtel, Glo and 9mobile: daily, weekly and monthly plans • Airtime top-up for every network, delivered in seconds • Save the numbers you top up most and buy again in two taps • Auto-renew your data, light or TV so it never runs out ELECTRICITY BILLS • Pay prepaid and postpaid electricity: IKEDC, EKEDC, AEDC, IBEDC, PHED, KEDCO, JED, BEDC and more • Get your meter token on screen and in your transaction history CABLE TV • Renew DStv, GOtv and StarTimes subscriptions in a few taps SCANPAY • Scan a QR code to pay and send money • Your own ScanPay account to receive money • Withdraw your ScanPay balance to your bank REWARDS • Cashback on your purchases • Refer & Earn: ₦500 for every friend who joins and makes their first purchase, and your friend gets 3,000 AidaPoints • AidaPoints, daily streaks, personal offers, games and predictions in the Reward Center SAFE AND SECURE • Every payment is approved with your PIN, Face ID or fingerprint • Two-factor sign-in with an authenticator app • See and remove the devices signed in to your account FOR AGENTS AND BUSINESSES • Bulk purchases for many numbers at once • Agent levels with bigger commissions on every sale Need help? Chat with Julie, our assistant, any time in the app, or email help@aidapay.ng. https://aidapay.ng/contact_us

Screenshots

LAPO Mobile App4 screens
AidaPay4 screens

Verdict

The call

The clearest difference is review sentiment: AidaPay at 71% against LAPO Mobile App's 14%. AidaPay also leads on rating (4.1 vs 2.4) and update cadence (every 4 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AidaPay holds the better App Store score, 4.1 against 2.4. That said, the two scores are not equally well evidenced: AidaPay has 518 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 14% of LAPO Mobile App's written reviews are positive against 71% of AidaPay's.

UpkeepUpdate frequency

LAPO Mobile App ships an update every 6 weeks, AidaPay every 4 days. Both last shipped on October 25, 2026.

Scorecard6 real differences · 4 level
LAPO Mobile App versus AidaPay: the parameters behind the verdict, then further details
ParameterLAPO Mobile AppAidaPay
PriceFreeFree
Rating2.4 (36 ratings)4.1 (518 ratings) — better
Positive reviews14.3% of reviews71.2% of reviews — better
Number of ratings36518 — better
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.215.5 — better
Further details — not scored
Size37 MB163 MB
Age rating4+4+
DeveloperLAPO MFBToomaIQ Ltd

Customer experience

LAPO Mobile App

All ratings36 ratings
Positive30.6%
Neutral5.6%
Negative63.9%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

AidaPay

All ratings518 ratings
Positive75.7%
Neutral8.5%
Negative15.8%
Written reviews111 reviews
Positive71.2%
Neutral5.4%
Negative23.4%

Bugs and requests

LAPO Mobile App

Not enough reviews yet to summarise bugs or requests.

AidaPay

Reported bugs

3 issues
  • Login issues
  • Delayed data activation
  • App crashes

Requested features

3 requests
  • Add withdrawal option
  • Improve network coverage
  • Introduce more affordable data plans

In-app purchases

None

LAPO Mobile App

No in-app purchases

None

AidaPay

No in-app purchases

Questions

Is LAPO Mobile App free?
LAPO Mobile App is free to download, with no in-app purchases.
Is AidaPay free?
AidaPay is free to download, with no in-app purchases.
Which has better reviews, LAPO Mobile App or AidaPay?
AidaPay is rated higher. LAPO Mobile App averages 2.4 out of 5 from 36 ratings, while AidaPay averages 4.1 from 518 ratings.
Do LAPO Mobile App or AidaPay have ads?
Neither LAPO Mobile App nor AidaPay shows ads.
Which is updated more often, LAPO Mobile App or AidaPay?
LAPO Mobile App ships an update every 6 weeks, and AidaPay every 4 days. Most recently, LAPO Mobile App was updated on October 25, 2026 and AidaPay on October 25, 2026.

Other comparisons