Comparison

LAPO Mobile App vs Tingtel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAPO Mobile App

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Highlights
  • Self-Onboarding
  • Bill Payments
  • Transfers
  • Airtime Purchase
  • Account Monitoring
Features
Read full description

The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.

About

Tingtel

Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.

Highlights
  • Convert airtime to cash
  • Pay utility bills with airtime
  • Fund mobile money wallets
  • Fund betting wallets
  • Buy airtime at discounted rates
  • Transfer airtime anonymously
Features
Read full description

Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.

Screenshots

LAPO Mobile App4 screens
Tingtel4 screens

Verdict

The call

The clearest difference is device support: Tingtel at 3 against LAPO Mobile App's 1. Tingtel also leads on iOS requirement (12.0 vs 17.2). LAPO Mobile App's advantage is ratings volume (35 vs 11). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.4 for LAPO Mobile App against 2.4 for Tingtel. Both are backed by a comparable volume of ratings — 35 and 11 respectively. Written reviews are what separate them: 17% of LAPO Mobile App's written reviews are positive against 9% of Tingtel's.

UpkeepUpdate frequency

LAPO Mobile App ships an update monthly, Tingtel every 2 months. The most recent releases landed on September 10, 2026 and September 5, 2026 respectively.

Scorecard3 real differences · 7 level
LAPO Mobile App versus Tingtel: the parameters behind the verdict, then further details
ParameterLAPO Mobile AppTingtel
PriceFreeFree
Rating2.4 (35 ratings) — better2.4 (11 ratings)
Positive reviews16.7% of reviews — better8.7% of reviews
Number of ratings35 — better11
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.212.0 — better
Further details — not scored
Size36 MB70 MB
Age rating4+4+
DeveloperLAPO MFBTingtel Limited

Customer experience

LAPO Mobile App

All ratings35 ratings
Positive31.4%
Neutral5.7%
Negative62.9%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Tingtel

All ratings9 ratings
Positive33.3%
Neutral11.1%
Negative55.6%
Written reviews23 reviews
Positive8.7%
Neutral4.3%
Negative87.0%

In-app purchases

None

LAPO Mobile App

No in-app purchases

None

Tingtel

No in-app purchases

Questions

Is LAPO Mobile App free?
LAPO Mobile App is free to download, with no in-app purchases.
Is Tingtel free?
Tingtel is free to download, with no in-app purchases.
Which has better reviews, LAPO Mobile App or Tingtel?
LAPO Mobile App is rated higher. LAPO Mobile App averages 2.4 out of 5 from 35 ratings, while Tingtel averages 2.4 from 11 ratings.
Do LAPO Mobile App or Tingtel have ads?
Neither LAPO Mobile App nor Tingtel shows ads.
Which is updated more often, LAPO Mobile App or Tingtel?
LAPO Mobile App ships an update monthly, and Tingtel every 2 months. Most recently, LAPO Mobile App was updated on September 10, 2026 and Tingtel on September 5, 2026.

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