Comparison

LAPO Mobile App vs MyCut.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAPO Mobile App

Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.

Highlights
  • Self-Onboarding
  • Bill Payments
  • Transfers
  • Airtime Purchase
  • Account Monitoring
Features
Read full description

The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.

About

MyCut.

Features
Read full description

Have you ever been cut out of a deal? Paid less than agreed? Watched a co-agent disappear after closing? MyCut is Nigeria's deal operating system ,the first platform that makes every deal verifiable, every role locked, and every payment automatic. WHAT MYCUT DOES MyCut replaces WhatsApp voice notes and handshakes with a structured deal room where all parties negotiate transparently, consent irrevocably, and are paid automatically — the moment funds arrive. HOW IT WORKS 1. Create your deal and assign roles and split percentages 2. Invite all parties , they see their exact naira amount before joining 3. Negotiate in real time with full audit trail 4. Everyone confirms with BVN-verified identity 5. A dedicated bank account is generated for the deal 6. The exact agreed amount arrives , everyone is paid simultaneously, automatically WHY MYCUT NOW Nigeria's Supreme Court has ruled that WhatsApp agreements are not enforceable contracts for commission claims. Agents must now prove a written agreement and active participation to collect their commission. MyCut creates that proof automatically the negotiation trail is your contract. BUILT FOR Real estate agents splitting commissions Car middlemen protecting finder's fees Creatives splitting brand deal payments Freelancers in multi-party project arrangements Music and entertainment revenue splits Any deal involving more than one payee BUILT ON LICENSED RAILS MyCut runs on 9PSB and Fincra both CBN-licensed financial infrastructure providers. Your identity is verified through Nigeria's BVN system. Your money never passes through MyCut it flows directly from payer to all parties through regulated channels. Every deal. Every party. Every time.

Screenshots

LAPO Mobile App4 screens
MyCut.4 screens

Verdict

The call

The clearest difference is update cadence: MyCut. at weekly against LAPO Mobile App's every 6 weeks. MyCut. also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LAPO Mobile App ships an update every 6 weeks, MyCut. weekly. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
LAPO Mobile App versus MyCut.: the parameters behind the verdict, then further details
ParameterLAPO Mobile AppMyCut.
PriceFreeFree
Rating2.4 (36 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings36 — better—
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.215.0 — better
Further details — not scored
Size37 MB59 MB
Age rating4+4+
DeveloperLAPO MFBHaulscape Technologies Ltd

In-app purchases

None

LAPO Mobile App

No in-app purchases

None

MyCut.

No in-app purchases

Questions

Is LAPO Mobile App free?
LAPO Mobile App is free to download, with no in-app purchases.
Is MyCut. free?
MyCut. is free to download, with no in-app purchases.
Do LAPO Mobile App or MyCut. have ads?
Neither LAPO Mobile App nor MyCut. shows ads.
Which is updated more often, LAPO Mobile App or MyCut.?
LAPO Mobile App ships an update every 6 weeks, and MyCut. weekly. Most recently, LAPO Mobile App was updated on October 24, 2026 and MyCut. on October 12, 2026.

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