LAPO Mobile App vs MyCut.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
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The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
MyCut.
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Have you ever been cut out of a deal? Paid less than agreed? Watched a co-agent disappear after closing? MyCut is Nigeria's deal operating system ,the first platform that makes every deal verifiable, every role locked, and every payment automatic. WHAT MYCUT DOES MyCut replaces WhatsApp voice notes and handshakes with a structured deal room where all parties negotiate transparently, consent irrevocably, and are paid automatically — the moment funds arrive. HOW IT WORKS 1. Create your deal and assign roles and split percentages 2. Invite all parties , they see their exact naira amount before joining 3. Negotiate in real time with full audit trail 4. Everyone confirms with BVN-verified identity 5. A dedicated bank account is generated for the deal 6. The exact agreed amount arrives , everyone is paid simultaneously, automatically WHY MYCUT NOW Nigeria's Supreme Court has ruled that WhatsApp agreements are not enforceable contracts for commission claims. Agents must now prove a written agreement and active participation to collect their commission. MyCut creates that proof automatically the negotiation trail is your contract. BUILT FOR Real estate agents splitting commissions Car middlemen protecting finder's fees Creatives splitting brand deal payments Freelancers in multi-party project arrangements Music and entertainment revenue splits Any deal involving more than one payee BUILT ON LICENSED RAILS MyCut runs on 9PSB and Fincra both CBN-licensed financial infrastructure providers. Your identity is verified through Nigeria's BVN system. Your money never passes through MyCut it flows directly from payer to all parties through regulated channels. Every deal. Every party. Every time.
Screenshots
Verdict
The clearest difference is update cadence: MyCut. at weekly against LAPO Mobile App's every 6 weeks. MyCut. also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.2). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LAPO Mobile App ships an update every 6 weeks, MyCut. weekly. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.
| Parameter | LAPO Mobile App | MyCut. |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (36 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 36 — better | — |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 37 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | LAPO MFB | Haulscape Technologies Ltd |
In-app purchases
LAPO Mobile App
No in-app purchases
MyCut.
No in-app purchases









