Comparison

debtMe vs CryptKB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

debtMe

Easily track money owed and lent between friends and family. Maintain a clear record of all transactions to avoid confusion and ensure fair repayment.

Highlights
  • Track transactions with friends
  • Record debts owed
  • Record money lent
  • Easy transaction history
  • Clear financial records
Read full description

Track your transactions with friends and family, keep an easy record of what you debt and own

About

CryptKB

Encrypt messages and files locally on your device before sending. Use a custom keyboard or Messages extension to easily encrypt and decrypt content with a password. Your data remains private with no account creation or backend servers.

Highlights
  • Local encryption/decryption
  • Custom keyboard integration
  • Messages extension
  • AES-256-GCM encryption
  • ASCII-safe payload
  • Password saving with Face ID/passcode
Features
Read full description

CryptKB helps you encrypt message text before it leaves your iPhone or iPad. Use the custom keyboard to write a message, choose a password, and insert an encrypted payload into Messages or another text field. Or open the Messages extension to stage a CryptKB bubble inside a Messages draft. The other person can open the same payload in CryptKB and decrypt it locally with the matching password. Why people use CryptKB: - Local encrypt and decrypt on device - Custom keyboard for ordinary text fields - Messages extension for composing and opening CryptKB bubbles - AES-256-GCM encryption with PBKDF2-HMAC-SHA256 key derivation - ASCII-safe payload format for copy, paste, and sharing - Optional saved conversation passwords protected by Face ID or device passcode - No account creation, no backend relay, no analytics SDKs, and no ad tracking in the app - Built-in playground, settings, privacy notes, and diagnostics How it works: 1. Switch to CryptKB Keyboard. 2. Type your message. 3. Enter a password. 4. Tap Encrypt & Insert. 5. Review the encrypted text and tap Send yourself. To decrypt, paste or open a CryptKB payload, enter the matching password, and read the plaintext locally. CryptKB intentionally reveals decrypted text in a local panel instead of writing it back into the conversation automatically. Important platform notes: - Apple does not allow third-party keyboards to tap the host app's Send button, so sending is always manual. - Password recovery is not possible by design. - CryptKB protects message content inside its encrypted payload, not message metadata like recipients, timestamps, screenshots, or notification previews.

Screenshots

debtMe3 screens
CryptKB4 screens

Verdict

The call

The clearest difference is monetization model: CryptKB at free against debtMe's paid. debtMe's advantage is device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
debtMe versus CryptKB: the parameters behind the verdict, then further details
ParameterdebtMeCryptKB
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size25 MB5 MB
Age rating4+4+
DeveloperFrancisco LanderoSeth Farrington18896201822

Customer experience

debtMe

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

CryptKB

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

debtMe

No in-app purchases

None

CryptKB

No in-app purchases

Questions

Is debtMe free?
debtMe is free to download, with no in-app purchases.
Is CryptKB free?
CryptKB is free to download, with no in-app purchases.
Do debtMe or CryptKB have ads?
Neither debtMe nor CryptKB shows ads.

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