debtMe vs CryptKB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
debtMe
Easily track money owed and lent between friends and family. Maintain a clear record of all transactions to avoid confusion and ensure fair repayment.
- Track transactions with friends
- Record debts owed
- Record money lent
- Easy transaction history
- Clear financial records
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Track your transactions with friends and family, keep an easy record of what you debt and own
CryptKB
Encrypt messages and files locally on your device before sending. Use a custom keyboard or Messages extension to easily encrypt and decrypt content with a password. Your data remains private with no account creation or backend servers.
- Local encryption/decryption
- Custom keyboard integration
- Messages extension
- AES-256-GCM encryption
- ASCII-safe payload
- Password saving with Face ID/passcode
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CryptKB helps you encrypt message text before it leaves your iPhone or iPad. Use the custom keyboard to write a message, choose a password, and insert an encrypted payload into Messages or another text field. Or open the Messages extension to stage a CryptKB bubble inside a Messages draft. The other person can open the same payload in CryptKB and decrypt it locally with the matching password. Why people use CryptKB: - Local encrypt and decrypt on device - Custom keyboard for ordinary text fields - Messages extension for composing and opening CryptKB bubbles - AES-256-GCM encryption with PBKDF2-HMAC-SHA256 key derivation - ASCII-safe payload format for copy, paste, and sharing - Optional saved conversation passwords protected by Face ID or device passcode - No account creation, no backend relay, no analytics SDKs, and no ad tracking in the app - Built-in playground, settings, privacy notes, and diagnostics How it works: 1. Switch to CryptKB Keyboard. 2. Type your message. 3. Enter a password. 4. Tap Encrypt & Insert. 5. Review the encrypted text and tap Send yourself. To decrypt, paste or open a CryptKB payload, enter the matching password, and read the plaintext locally. CryptKB intentionally reveals decrypted text in a local panel instead of writing it back into the conversation automatically. Important platform notes: - Apple does not allow third-party keyboards to tap the host app's Send button, so sending is always manual. - Password recovery is not possible by design. - CryptKB protects message content inside its encrypted payload, not message metadata like recipients, timestamps, screenshots, or notification previews.
Screenshots
Verdict
The clearest difference is monetization model: CryptKB at free against debtMe's paid. debtMe's advantage is device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | debtMe | CryptKB |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, Mac, Vision Pro — better | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 25 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Francisco Landero | Seth Farrington18896201822 |
Customer experience
debtMe
CryptKB
In-app purchases
debtMe
No in-app purchases
CryptKB
No in-app purchases








