debtMe vs Knotti
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
debtMe
Easily track money owed and lent between friends and family. Maintain a clear record of all transactions to avoid confusion and ensure fair repayment.
- Track transactions with friends
- Record debts owed
- Record money lent
- Easy transaction history
- Clear financial records
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Track your transactions with friends and family, keep an easy record of what you debt and own
Knotti
This app helps you manage and nurture your important relationships by providing tools to store contact details, track interactions, and set reminders. It offers insights into engagement levels and allows for media sharing, all while prioritizing user privacy with on-device storage.
- Personal contact profiles
- Interaction timeline tracking
- Gentle contact reminders
- Birthday and anniversary countdowns
- Photo and media albums
- Deeper engagement insights
- On-device data storage
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Relationships are built from small details: the birthday you remembered, the conversation you followed up on, the gift that showed you listened. Knotti is a private personal CRM and relationship tracker that helps you remember those details and stay close to the people who matter. Use Knotti for friends, family, partners, colleagues, clients and pets. Keep personal information, shared memories, interactions and important dates together in one thoughtful, easy-to-review place. CREATE PROFILES THAT FIT REAL PEOPLE Build a profile for every important connection. Record birthdays, lunar birthdays, interests, MBTI, zodiac signs, Chinese zodiac, preferences and anything else you want to remember. Flexible custom fields let you organize each profile in the way that makes sense to you. REMEMBER EVERY INTERACTION Create a clear timeline of meetings, calls, messages, notes, gifts and transfers. Review the history before reconnecting so you can pick up naturally where you left off. Long-press note cards to copy useful text quickly. STAY IN TOUCH WITHOUT THE PRESSURE Set gentle contact reminders for the people you want to reach out to more often. Knotti helps you notice when time has passed, plan a follow-up and maintain relationships with intention—without turning friendship into a task list. NEVER MISS AN IMPORTANT DATE Track birthdays, anniversaries, lunar-calendar birthdays and meaningful milestones with countdowns. Sync anniversaries and reminders to your system calendar so important moments stay visible alongside the rest of your plans. KEEP MEMORIES CLOSE Organize photos in dedicated person albums and export them when needed. Save favorite books, movies and music connected to someone special, creating a richer memory of what you have shared and what they enjoy. UNDERSTAND YOUR RELATIONSHIPS See overall engagement through clear heatmap cards. Explore interaction heatmaps, energy charts, personality matching and relationship graphs to understand communication patterns and how a connection changes over time. TRACK FAVORS, GIFTS AND MONEY Record gifts, favors, money owed, repayments and shared expenses. See give and take at a glance, reduce awkward uncertainty and keep practical details attached to the right person. MORE THAN A CONTACT LIST A phone address book stores numbers. Knotti helps you remember context: what matters to someone, when you last spoke, what you promised to follow up on and which moments shaped the relationship. It works as a personal contact manager, friendship journal, client tracker and private people notebook in one place. PRIVATE BY DESIGN Your relationship data is personal. Knotti stores it entirely on your device and does not upload it to our servers. Add Face ID protection for another layer of privacy and peace of mind. Whether you want to nurture friendships, remember family milestones, manage professional contacts or simply become more thoughtful, Knotti gives every relationship a place to grow. Remember more. Follow up naturally. Keep the people who matter close. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: debtMe at none against Knotti's 3. debtMe also leads on device support (4 vs 1). Knotti's advantage is update cadence (every 9 days vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Knotti sells 3 in-app purchases, starting at $0.99 per month. debtMe asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for debtMe against 5.0 for Knotti. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
debtMe ships an update every 4 months, Knotti every 9 days. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.
| Parameter | debtMe | Knotti |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPad, Mac, Vision Pro — better | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 25 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Francisco Landero | 立 陈 |
Customer experience
debtMe
Knotti
In-app purchases
debtMe
No in-app purchases
Knotti
- Knotti Pro Monthly$0.991 Month
- Knotti Pro Yearly$2.991 Year
- Knotti Pro Lifetime$4.99









