Comparison

Eisen Pay vs banqa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Eisen Pay

Read full description

Eisen Pay Corporate and Personal Accounts are the most efficient way to send and receive payments all over the world. Open your Eisen Pay Account with us, and enjoy the suite of services built around the needs of our Clients. What do you get with a Eisen Pay corporate account? International money operations, including SWIFT and SEPA transfers, with a unique European IBAN. Visa and Mastercard cards for optimal management of corporate funds. Foreign exchange at competitive rates. An app for activity overview and total control over your money 24/7. The Eisen Pay app gives you is the easiest way to receive, convert and send payments globally. You will be able to send and receive money, view the transaction history, get in touch with our customer support, top up your card, and so much more. It is the ultimate tool for money management at the tap of a finger. What do you get with a Eisen Pay personal account? International transfers with a unique European IBAN. Foreign exchange at competitive rates. Mastercard and Visa cards for seamless payments and ATM withdrawals at pretty-much any location in the world. An app for activity overview and complete control over your money 24/7. The Eisen Pay app features: — Access your funds 24/7; — International and domestic transfer execution; — Real-time push notifications about the operations; — Currency exchange at competitive rates; — Mastercard and Visa cards; — Instant card top-up; — Mass payout initiation. With Eisen Pay, you will enjoy: — Fast & remote account opening; — Competitive, fair fees; — Transparency, security, and compliance with financial regulations; — Professional customer support; — 24/7 operation. More info at https://eisenpay.com

About

banqa

Features
Read full description

Banqa is a self-custody crypto wallet with a linked spending card. Keep full control of your assets, top up with stablecoins, and spend your balance in USD wherever cards are accepted. WHAT YOU CAN DO • Self-custody wallet — you hold your keys; your funds stay under your control. • Fund with stablecoins — deposit USDC (0% fee) or USDT (0.25% fee) on Base or Arbitrum. • Get a virtual card — issue your card after a quick identity check and spend your balance in USD. • Manage your card — view details securely with Face ID, set a PIN, and freeze or unfreeze instantly. • Connect an external wallet — fund your card directly from MetaMask, Trust Wallet, and other WalletConnect wallets. • Withdraw anytime — send your available balance back to your self-custody wallet. • Multi-currency display — view your balance in 50+ currencies (display only; spending settles in USD). • Track activity — search your transactions and see clear details for every payment. SECURITY & PRIVACY • Self-custody by design — your recovery phrase never leaves your device unencrypted. • Biometric protection (Face ID / Touch ID) for sensitive actions. • Identity verification (KYC) is required before issuing a card, in line with applicable regulations. TRANSPARENT FEES • USDC deposits: 0%. USDT deposits: 0.25%. You always see the exact amount credited before you confirm. On-chain network (gas) fees may apply. IMPORTANT INFORMATION • Banqa is a technology platform and is not a bank. Banqa does not provide banking, investment, or deposit-insurance services. • The Banqa card is issued by the card issuer named in the in-app Cardholder Terms, pursuant to a license from the relevant card network. Card issuance and use are subject to those terms. • Crypto assets are volatile and may be unregulated in your jurisdiction. The value of your assets can go down as well as up. Nothing in this app is financial, investment, tax, or legal advice. • Availability, features, and supported networks may vary by region and are subject to identity verification and eligibility. By using Banqa you agree to the Cardholder/Card Terms and the issuer Privacy Policy available in the app and on our website. Support: support@banqa.io

Screenshots

Eisen Pay3 screens
banqa4 screens

Verdict

The call

The clearest difference is ads: banqa at none against Eisen Pay's shown. banqa also leads on update cadence (every 3 weeks vs every 3 months). Eisen Pay's advantage is iOS requirement (11.0 vs 16.4). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Eisen Pay ships an update every 3 months, banqa every 3 weeks. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Eisen Pay versus banqa: the parameters behind the verdict, then further details
ParameterEisen Paybanqa
PriceFreeFree
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better16.4
Further details — not scored
Size60 MB54 MB
Age rating4+17+
DeveloperEISEN PAY SLCODEGO GROUP LTD

In-app purchases

None

Eisen Pay

No in-app purchases

None

banqa

No in-app purchases

Questions

Is Eisen Pay free?
Eisen Pay is free to download, with no in-app purchases.
Is banqa free?
banqa is free to download, with no in-app purchases.
Do Eisen Pay or banqa have ads?
Eisen Pay shows ads; banqa does not.
Which is updated more often, Eisen Pay or banqa?
Eisen Pay ships an update every 3 months, and banqa every 3 weeks. Most recently, Eisen Pay was updated on October 8, 2026 and banqa on October 24, 2026.

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