Eisen Pay vs banqa
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Eisen Pay
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Eisen Pay Corporate and Personal Accounts are the most efficient way to send and receive payments all over the world. Open your Eisen Pay Account with us, and enjoy the suite of services built around the needs of our Clients. What do you get with a Eisen Pay corporate account? International money operations, including SWIFT and SEPA transfers, with a unique European IBAN. Visa and Mastercard cards for optimal management of corporate funds. Foreign exchange at competitive rates. An app for activity overview and total control over your money 24/7. The Eisen Pay app gives you is the easiest way to receive, convert and send payments globally. You will be able to send and receive money, view the transaction history, get in touch with our customer support, top up your card, and so much more. It is the ultimate tool for money management at the tap of a finger. What do you get with a Eisen Pay personal account? International transfers with a unique European IBAN. Foreign exchange at competitive rates. Mastercard and Visa cards for seamless payments and ATM withdrawals at pretty-much any location in the world. An app for activity overview and complete control over your money 24/7. The Eisen Pay app features: ā Access your funds 24/7; ā International and domestic transfer execution; ā Real-time push notifications about the operations; ā Currency exchange at competitive rates; ā Mastercard and Visa cards; ā Instant card top-up; ā Mass payout initiation. With Eisen Pay, you will enjoy: ā Fast & remote account opening; ā Competitive, fair fees; ā Transparency, security, and compliance with financial regulations; ā Professional customer support; ā 24/7 operation. More info at https://eisenpay.com
banqa
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Banqa is a self-custody crypto wallet with a linked spending card. Keep full control of your assets, top up with stablecoins, and spend your balance in USD wherever cards are accepted. WHAT YOU CAN DO ⢠Self-custody wallet ā you hold your keys; your funds stay under your control. ⢠Fund with stablecoins ā deposit USDC (0% fee) or USDT (0.25% fee) on Base or Arbitrum. ⢠Get a virtual card ā issue your card after a quick identity check and spend your balance in USD. ⢠Manage your card ā view details securely with Face ID, set a PIN, and freeze or unfreeze instantly. ⢠Connect an external wallet ā fund your card directly from MetaMask, Trust Wallet, and other WalletConnect wallets. ⢠Withdraw anytime ā send your available balance back to your self-custody wallet. ⢠Multi-currency display ā view your balance in 50+ currencies (display only; spending settles in USD). ⢠Track activity ā search your transactions and see clear details for every payment. SECURITY & PRIVACY ⢠Self-custody by design ā your recovery phrase never leaves your device unencrypted. ⢠Biometric protection (Face ID / Touch ID) for sensitive actions. ⢠Identity verification (KYC) is required before issuing a card, in line with applicable regulations. TRANSPARENT FEES ⢠USDC deposits: 0%. USDT deposits: 0.25%. You always see the exact amount credited before you confirm. On-chain network (gas) fees may apply. IMPORTANT INFORMATION ⢠Banqa is a technology platform and is not a bank. Banqa does not provide banking, investment, or deposit-insurance services. ⢠The Banqa card is issued by the card issuer named in the in-app Cardholder Terms, pursuant to a license from the relevant card network. Card issuance and use are subject to those terms. ⢠Crypto assets are volatile and may be unregulated in your jurisdiction. The value of your assets can go down as well as up. Nothing in this app is financial, investment, tax, or legal advice. ⢠Availability, features, and supported networks may vary by region and are subject to identity verification and eligibility. By using Banqa you agree to the Cardholder/Card Terms and the issuer Privacy Policy available in the app and on our website. Support: support@banqa.io
Screenshots
Verdict
The clearest difference is ads: banqa at none against Eisen Pay's shown. banqa also leads on update cadence (every 3 weeks vs every 3 months). Eisen Pay's advantage is iOS requirement (11.0 vs 16.4). On price, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Eisen Pay ships an update every 3 months, banqa every 3 weeks. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.
| Parameter | Eisen Pay | banqa |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 weeks ā better |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 60 MB | 54 MB |
| Age rating | 4+ | 17+ |
| Developer | EISEN PAY SL | CODEGO GROUP LTD |
In-app purchases
Eisen Pay
No in-app purchases
banqa
No in-app purchases









