Comparison

IRAQPAY vs Dizly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IRAQPAY

This electronic payment app allows users to make contactless payments at participating points of sale using sound technology, even without an internet connection. Securely link Visa/MasterCard or a TIB Bank account for easy transactions and voucher purchases.

Highlights
  • Offline sound payment
  • Contactless transactions
  • Secure card linking
  • Family sharing for accounts
  • Voucher purchases
  • Easy registration via mobile number
Features
Read full description

Electronic payment application Pay at Taif POS without the Internet using the sound payment A new electronic payment application has been invented, users of the application can register easily, quickly, and securely using only a mobile number. Payment is made from the Visa/MasterCard cards added within the application or the TIB Bank account that has been shared (family sharing). Payment is made to stores/points of sale without the need for the customer to have Internet using sound payment, as this service will contribute to offline payment in a contactless manner. You avoid mistakes in entering the card number when paying, you can save your card and its data from being stolen. All family members can use one card for payment or one account at TIB Bank. You can also buy vouchers through the application in addition to many features within the application.

About

Dizly

Send and receive money quickly and securely with this intuitive financial app. It offers a seamless experience for reliable money transfers anytime, anywhere, featuring a simple interface for easy use.

Highlights
  • Fast money transfers
  • Secure transactions
  • Send and receive money
  • Anytime, anywhere access
  • Simple user interface
  • Reliable financial services
Read full description

A fast, secure, and seamless money transfer app that lets you send and receive money anytime, anywhere with ease. Designed to provide a smooth user experience and a simple interface to enjoy reliable and secure financial services.

Screenshots

IRAQPAY4 screens
Dizly4 screens

Verdict

The call

The clearest difference is rating: IRAQPAY at 3.5 against Dizly's 2.1. Dizly's advantage is review sentiment (12% vs 0%) and ratings volume (46 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IRAQPAY holds the better App Store score, 3.5 against 2.1. Both are backed by a comparable volume of ratings — 10 and 46 respectively. Written reviews complicate that: 0% of IRAQPAY's written reviews are positive against 12% of Dizly's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

IRAQPAY ships an update every 2 weeks, Dizly every 3 weeks. The most recent releases landed on August 20, 2026 and September 13, 2026 respectively.

Scorecard3 real differences · 7 level
IRAQPAY versus Dizly: the parameters behind the verdict, then further details
ParameterIRAQPAYDizly
PriceFreeFree
Rating3.5 (10 ratings) — better2.1 (46 ratings)
Positive reviews0.0% of reviews12.1% of reviews — better
Number of ratings1046 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614 — better
Further details — not scored
Size104 MB41 MB
Age rating4+4+
DeveloperAL TAIF ISLAMIC BANK OF INVESTMENT AND FINANCETHE INTERNATIONAL SMART CARD CO. LLC

Customer experience

IRAQPAY

All ratings10 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Dizly

All ratings46 ratings
Positive26.1%
Neutral0.0%
Negative73.9%
Written reviews33 reviews
Positive12.1%
Neutral0.0%
Negative87.9%

In-app purchases

None

IRAQPAY

No in-app purchases

None

Dizly

No in-app purchases

Questions

Is IRAQPAY free?
IRAQPAY is free to download, with no in-app purchases.
Is Dizly free?
Dizly is free to download, with no in-app purchases.
Which has better reviews, IRAQPAY or Dizly?
IRAQPAY is rated higher. IRAQPAY averages 3.5 out of 5 from 10 ratings, while Dizly averages 2.1 from 46 ratings.
Do IRAQPAY or Dizly have ads?
Neither IRAQPAY nor Dizly shows ads.
Which is updated more often, IRAQPAY or Dizly?
IRAQPAY ships an update every 2 weeks, and Dizly every 3 weeks. Most recently, IRAQPAY was updated on August 20, 2026 and Dizly on September 13, 2026.

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