Comparison

Money Note vs MoneyNotes+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Note

Effortlessly track daily spending and income with customizable categories and offline recording. Visualize your financial habits with clear reports and charts. Set and monitor progress towards your savings goals with ease.

Highlights
  • Daily expense and income tracking
  • Customizable categories
  • Offline transaction recording
  • Spending reports and charts
  • Savings goal management
  • Multi-currency support
Features
Read full description

Know where your money goes. Track daily expenses, record income, and follow your savings goals with Money Note. Get started without signing up or connecting a bank. EVERYDAY EXPENSE TRACKING • Record expenses and income with categories, accounts, dates, and notes. • Create custom categories and filter your transaction history. • Record everyday transactions offline. CLEAR SPENDING REPORTS • See income, expenses, and cash flow at a glance. • Explore charts and category breakdowns. • Review your money by week, month, quarter, or year. SAVINGS GOALS • Save toward a trip, a special purchase, or an emergency fund. • Record contributions and withdrawals. • Follow your progress and review your savings history. ACCOUNTS AND CURRENCIES • Organize balances across your accounts. • Record transactions in different currencies. • View summaries in your chosen main currency. YOUR MONEY, YOUR STYLE Choose light or dark appearance, personalize your accent color, and pick your app icon. Start with today's spending.

About

MoneyNotes+

Effortlessly track expenses by speaking your transactions. This app uses AI to transcribe and categorize your spending, offering visual financial insights and budget management. Organize finances with multiple wallets and secure sign-in.

Highlights
  • Voice-to-transaction in seconds
  • AI categorization
  • Monthly budget tracking
  • Multiple wallets
  • Financial insights
  • Bank SMS automation
Read full description

Just talk. We'll track it. MoneyNotes makes expense tracking effortless. Tap the mic, say what you spent, and AI handles the rest — no typing, no spreadsheets, no hassle. VOICE-POWERED TRACKING: Tap the microphone and speak naturally. "Spent 50 on groceries" or "Paid 200 for electricity." MoneyNotes transcribes your voice and automatically creates a categorized transaction in seconds. SMART DASHBOARD: See your complete financial picture at a glance. Your balance, income, and expenses are clearly displayed with visual progress bars. Set a monthly budget and track your spending against it in real time. MANUAL ENTRY: Prefer typing? Add transactions manually with a simple form. Choose from categories, set the amount, and you're done. AI FINANCIAL INSIGHTS (Pro): Get a personalized, AI-generated financial report that analyzes your spending habits and provides actionable insights — written in plain language, not spreadsheet jargon. ANALYTICS & TRENDS (Pro): Visualize your money with beautiful charts. See daily expense and income trends, discover your top spending categories, and find out your biggest spending day. MULTIPLE WALLETS: Organize your money your way. Create multiple wallets to separate your finances and manage everything with clarity and control. WEALTH MANAGEMENT (pro): Track your complete financial picture. Monitor your assets and liabilities and understand your true net worth in one place—free for a limited time. BANK MESSAGE AUTOMATION: Automatically log transactions from your bank SMS notifications through Apple Shortcuts integration. Even when you are offline, all messages will be saved until your connection is back, reopen the app, and your transactions will be logged automatically. KEY FEATURES: - Voice-to-transaction in seconds - Smart AI categorization - Monthly budget tracking with progress bars - Income and expense filtering - Swipe to edit or delete transactions - Month-by-month transaction history - Apple Pay, Insta Pay, and Payment by cards are logged automatically, even when you are offline. They are queued until your connection is back. Reopen the app they will be synced automatically - Secure sign-in with Apple or Google MONEYNOTES PLUS SUBSCRIPTION PLAN: Unlock the full experience Monthly Plan - 5$/month: - Unlimited voice recordings - Unlimited transactions - Analytics & spending trends - AI-powered financial insights - Full wealth management screen Your data is yours. Sign in securely with Apple or Google. Delete your account and all data at any time from Settings. Terms: https://fintechcopilot.ai/terms Privacy: https://fintechcopilot.ai/privacy

Screenshots

Money Note4 screens
MoneyNotes+4 screens

Verdict

The call

The clearest difference is in-app purchases: Money Note at none against MoneyNotes+'s 3. MoneyNotes+'s advantage is update cadence (every 2 weeks vs every 21 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyNotes+ sells 3 in-app purchases, starting at $4.99 per month. Money Note asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Money Note against 5.0 for MoneyNotes+. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Money Note ships an update every 21 months, MoneyNotes+ every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Money Note versus MoneyNotes+: the parameters behind the verdict, then further details
ParameterMoney NoteMoneyNotes+
PriceFreeFree
Rating5.0 (5 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings5 — better2
Update frequencyEvery 21 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size83 MB80 MB
Age rating4+4+
DeveloperTien Dat NguyenAhmed Shalash

Customer experience

Money Note

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

MoneyNotes+

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Money Note

No in-app purchases

3 purchases

MoneyNotes+

Subscriptions3
  • MoneyNotes Plus Monthly$4.991 Month
  • MoneyNotes Premium Monthly$6.491 Month
  • MoneyNotes Plus Yearly$39.991 Year

Questions

Is Money Note free?
Money Note is free to download, with no in-app purchases.
Is MoneyNotes+ free?
MoneyNotes+ is free to download, with in-app purchases available.
Which has better reviews, Money Note or MoneyNotes+?
Money Note and MoneyNotes+ are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.
Do Money Note or MoneyNotes+ have ads?
Neither Money Note nor MoneyNotes+ shows ads.
Which is updated more often, Money Note or MoneyNotes+?
Money Note ships an update every 21 months, and MoneyNotes+ every 2 weeks. Most recently, Money Note was updated on October 30, 2026 and MoneyNotes+ on October 31, 2026.

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