Money Note vs MoneyNotes+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Note
Effortlessly track daily spending and income with customizable categories and offline recording. Visualize your financial habits with clear reports and charts. Set and monitor progress towards your savings goals with ease.
- Daily expense and income tracking
- Customizable categories
- Offline transaction recording
- Spending reports and charts
- Savings goal management
- Multi-currency support
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Know where your money goes. Track daily expenses, record income, and follow your savings goals with Money Note. Get started without signing up or connecting a bank. EVERYDAY EXPENSE TRACKING • Record expenses and income with categories, accounts, dates, and notes. • Create custom categories and filter your transaction history. • Record everyday transactions offline. CLEAR SPENDING REPORTS • See income, expenses, and cash flow at a glance. • Explore charts and category breakdowns. • Review your money by week, month, quarter, or year. SAVINGS GOALS • Save toward a trip, a special purchase, or an emergency fund. • Record contributions and withdrawals. • Follow your progress and review your savings history. ACCOUNTS AND CURRENCIES • Organize balances across your accounts. • Record transactions in different currencies. • View summaries in your chosen main currency. YOUR MONEY, YOUR STYLE Choose light or dark appearance, personalize your accent color, and pick your app icon. Start with today's spending.
MoneyNotes+
Effortlessly track expenses by speaking your transactions. This app uses AI to transcribe and categorize your spending, offering visual financial insights and budget management. Organize finances with multiple wallets and secure sign-in.
- Voice-to-transaction in seconds
- AI categorization
- Monthly budget tracking
- Multiple wallets
- Financial insights
- Bank SMS automation
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Just talk. We'll track it. MoneyNotes makes expense tracking effortless. Tap the mic, say what you spent, and AI handles the rest — no typing, no spreadsheets, no hassle. VOICE-POWERED TRACKING: Tap the microphone and speak naturally. "Spent 50 on groceries" or "Paid 200 for electricity." MoneyNotes transcribes your voice and automatically creates a categorized transaction in seconds. SMART DASHBOARD: See your complete financial picture at a glance. Your balance, income, and expenses are clearly displayed with visual progress bars. Set a monthly budget and track your spending against it in real time. MANUAL ENTRY: Prefer typing? Add transactions manually with a simple form. Choose from categories, set the amount, and you're done. AI FINANCIAL INSIGHTS (Pro): Get a personalized, AI-generated financial report that analyzes your spending habits and provides actionable insights — written in plain language, not spreadsheet jargon. ANALYTICS & TRENDS (Pro): Visualize your money with beautiful charts. See daily expense and income trends, discover your top spending categories, and find out your biggest spending day. MULTIPLE WALLETS: Organize your money your way. Create multiple wallets to separate your finances and manage everything with clarity and control. WEALTH MANAGEMENT (pro): Track your complete financial picture. Monitor your assets and liabilities and understand your true net worth in one place—free for a limited time. BANK MESSAGE AUTOMATION: Automatically log transactions from your bank SMS notifications through Apple Shortcuts integration. Even when you are offline, all messages will be saved until your connection is back, reopen the app, and your transactions will be logged automatically. KEY FEATURES: - Voice-to-transaction in seconds - Smart AI categorization - Monthly budget tracking with progress bars - Income and expense filtering - Swipe to edit or delete transactions - Month-by-month transaction history - Apple Pay, Insta Pay, and Payment by cards are logged automatically, even when you are offline. They are queued until your connection is back. Reopen the app they will be synced automatically - Secure sign-in with Apple or Google MONEYNOTES PLUS SUBSCRIPTION PLAN: Unlock the full experience Monthly Plan - 5$/month: - Unlimited voice recordings - Unlimited transactions - Analytics & spending trends - AI-powered financial insights - Full wealth management screen Your data is yours. Sign in securely with Apple or Google. Delete your account and all data at any time from Settings. Terms: https://fintechcopilot.ai/terms Privacy: https://fintechcopilot.ai/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Money Note at none against MoneyNotes+'s 3. MoneyNotes+'s advantage is update cadence (every 2 weeks vs every 21 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyNotes+ sells 3 in-app purchases, starting at $4.99 per month. Money Note asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Money Note against 5.0 for MoneyNotes+. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Money Note ships an update every 21 months, MoneyNotes+ every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Money Note | MoneyNotes+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 — better | 2 |
| Update frequency | Every 21 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 83 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Tien Dat Nguyen | Ahmed Shalash |
Customer experience
Money Note
MoneyNotes+
In-app purchases
Money Note
No in-app purchases
MoneyNotes+
- MoneyNotes Plus Monthly$4.991 Month
- MoneyNotes Premium Monthly$6.491 Month
- MoneyNotes Plus Yearly$39.991 Year









