Cuvex vs CTRLPay by Mswipe

Zero-Knowledge Policy Cuvex never requests, stores, or processes personally identifiable information. You can manage your Cuvex cards and use the app without ever revealing any personal data not even your email address! Intuitive and User-Friendly Experience Our app is designed to be exceptionally simple and intuitive. Whether you're a seasoned crypto professional or just entering the world of blockchain technology, you’ll enjoy a seamless experience from the very start. 1. Monitor Wallet Balances “Watch Only” The app enables you to view real-time balances of your wallet(s) in a secure, watch-only mode. 2. Manage Your Cards For security reasons, we advise against physically labeling your Cuvex cards. Instead, you can visually track them in the app using the aliases you've assigned via your Cuvex device. Cuvex will notify you when it's advisable to clone your cryptogram to a new card, since the typical card lifespan is approximately 10 years or 15,000 usage cycles. 3. NEW Sign PSBT Transactions with Dual Airgap First Airgap: Configure the transaction within the app. Select the amount, choose UTXOs, add recipients, set transaction details, and adjust fees. Once configured, the transaction is recorded directly onto a Cuvex NFC card. Second Airgap: For final signing, the Cuvex device will prompt you to scan a second card that securely stores your encrypted seed phrase and private keys. This ensures a fully offline signing process completely isolated from internet-based vulnerabilities. 4. Comprehensive Coin Control Features Take full control of your Bitcoin management: Account Management: Create new accounts quickly and easily. Smart Transaction Labeling: Annotate each transaction with metadata such as observer, amount, and purpose to prevent address reuse. UTXO Management: Freeze specific UTXOs to avoid unintended spending and gain an extra layer of privacy control over your funds. Label and Descriptor Export: Backup your labeled metadata with a tag file, allowing seamless wallet migration to a new smartphone whenever needed. 5. Firmware Updates Keeping your Cuvex device updated is not only essential for security, but also enables access to all the latest features we roll out. You can sync your Cuvex device via a fully encrypted Bluetooth connection with asymmetric key exchange and firmware hash validation. This ensures a completely secure update process no need to connect it to a computer. Embrace Sovereign and Secure Self-Custody!

CTRLPay – Smart Wallet for Business & Family Spends CTRLPay is a smart digital wallet that helps businesses and families manage spending with complete control, real-time visibility, and zero reimbursement hassles. Whether you are managing employee expenses, individual or household spendings, CTRLPay brings all payments into one simple, secure, and organised wallet. Pay anywhere with UPI QR, set spending controls, and track expenses effortlessly. For Businesses Simplify employee expense management and eliminate manual reimbursements. Key Features • Business Wallet – Create a dedicated wallet for company expenses • Add Employees as Users – Authorize employees to make payments • UPI QR Payments – Pay at any UPI-enabled merchant • Spend Controls – Set limits by employee, category, or amount • No Reimbursements – Employees pay directly from the wallet • Real-Time Visibility – Track spending by employee, merchant, or category • Finance Dashboard – Review transactions and supporting documents • Expense Categorisation – Automatic tagging using merchant categories (MCC) • Accounting Integration – Export or sync data with tools like Tally and Zoho • Audit Ready Records – Permanent transaction records for compliance Perfect for managing expenses like: • Travel • Meals • Client meetings • Field expenses • Petty cash For Families Manage household spending in a simple and organised way. Key Features • Family Wallet – One wallet for shared household expenses • Add Family Members & Helpers – Drivers, house help, or children can pay when needed • UPI QR Payments – Pay anywhere UPI is accepted • Spending Controls – Set limits for each family member • Child Safety Controls – Allow payments only to approved merchants (e.g., school canteen, bus service) • Clean Expense Tracking – Separate household spending from your bank account • Smart Reports – Track daily and monthly family expenses by member or category No more cluttered bank statements or guessing where money was spent. Why CTRLPay? One wallet for business and family spending Pay anywhere using UPI QR Complete control over who spends and how much Real-time reports and insights No expense claims or reimbursements Clean records for accounting and tax filing Perfect For • Businesses managing employee expenses • Startups replacing corporate cards • Families managing household spending • Parents monitoring children’s spending • Households managing helpers and drivers Spend with Control. See Everything. Reconcile Nothing. CTRLPay replaces cards, cash, and claims with real-time control, visibility, and automation—making spending simple for businesses and families alike.