MyCAC e vs WAAFI Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyCAC e
This app generates one-time passwords (OTPs) for secure authentication of digital transactions in corporate banking. It serves as a convenient alternative to hardware tokens for single-session or transaction authentication.
- Generates One Time Passwords (OTPs)
- Authenticates digital transactions
- Used for corporate banking
- Alternative to hardware tokens
- Supports single transactions/sessions
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CAC e-Token App is a mobile application that generates One Time Passwords (OTPs) used in the authentication of digital transactions for corporate banking. A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token.
WAAFI Business
Manage your business finances with this app, offering secure mobile wallet, bank integration, and cashier tools. Streamline money transfers, financial reporting, and team management through an intuitive interface.
- Secure mobile wallet
- Real-time bank integration
- Cashier management
- Money transfer streamlining
- Financial reporting
- Team management
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Waafi Business is your ultimate business companion, combining secure mobile wallet functionality with real-time bank integration and comprehensive cashier management. Built for merchants and business owners, this all-in-one app streamlines money transfers, financial reporting, and team management, all from an intuitive, user-friendly interface.
Screenshots
Verdict
The clearest difference is rating: MyCAC e at 5.0 against WAAFI Business's 4.6. MyCAC e also leads on iOS requirement (9.0 vs 17.0). WAAFI Business's advantage is update cadence (every 4 months vs every 12 months) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyCAC e holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: WAAFI Business has 5 ratings behind it against 1, so its average is the more settled of the two.
MyCAC e ships an update every 12 months, WAAFI Business every 4 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | MyCAC e | WAAFI Business |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.6 (5 ratings) |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 12 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 9.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 31 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | CAC International Bank | Salaam African Bank |
Customer experience
MyCAC e
WAAFI Business
In-app purchases
MyCAC e
No in-app purchases
WAAFI Business
No in-app purchases
