AidaPay vs Cardri
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AidaPay
Easily pay utility bills and purchase airtime and data bundles at affordable rates. This app offers fast, smooth, and reliable transactions for various services including cable TV subscriptions and electricity bills. Convert airtime to cash and become an agent to earn money.
- Purchase airtime and data bundles
- Pay utility bills (electricity, TV subscriptions)
- Convert airtime to cash
- Become an agent to resell services
- Instant discounts on purchases
- Support for all major Nigerian networks
Read full descriptionHide full description
AidaPay is the easy way to buy cheap data and airtime and pay your bills in Nigeria. Top up MTN, Airtel, Glo and 9mobile, pay electricity and renew DStv, GOtv and StarTimes, all from one wallet. Scan to pay and send money with ScanPay, and earn cashback and rewards as you pay. CHEAP DATA AND AIRTIME • Cheap data bundles for MTN, Airtel, Glo and 9mobile: daily, weekly and monthly plans • Airtime top-up for every network, delivered in seconds • Save the numbers you top up most and buy again in two taps • Auto-renew your data, light or TV so it never runs out ELECTRICITY BILLS • Pay prepaid and postpaid electricity: IKEDC, EKEDC, AEDC, IBEDC, PHED, KEDCO, JED, BEDC and more • Get your meter token on screen and in your transaction history CABLE TV • Renew DStv, GOtv and StarTimes subscriptions in a few taps SCANPAY • Scan a QR code to pay and send money • Your own ScanPay account to receive money • Withdraw your ScanPay balance to your bank REWARDS • Cashback on your purchases • Refer & Earn: ₦500 for every friend who joins and makes their first purchase, and your friend gets 3,000 AidaPoints • AidaPoints, daily streaks, personal offers, games and predictions in the Reward Center SAFE AND SECURE • Every payment is approved with your PIN, Face ID or fingerprint • Two-factor sign-in with an authenticator app • See and remove the devices signed in to your account FOR AGENTS AND BUSINESSES • Bulk purchases for many numbers at once • Agent levels with bigger commissions on every sale Need help? Chat with Julie, our assistant, any time in the app, or email help@aidapay.ng. https://aidapay.ng/contact_us
Cardri
This app facilitates instant payments across Africa for businesses and individuals. It simplifies cross-border commerce with competitive exchange rates and transparent fees, enabling fast and efficient money transfers without intermediaries.
- Instant intra-Africa payments
- Intelligent risk management
- Send, receive, and spend across African countries
- Competitive exchange rates
- Transparent fees
- Simplified cross-border commerce
Read full descriptionHide full description
Cardri is a digital wallet powering Africa’s trade with instant payments. Built for businesses and individuals, Cardri combines intra-Africa payments with intelligent risk management so you can move money with confidence. Send, receive, and spend across African countries without unnecessary intermediaries—so transactions stay fast and efficient. Get competitive exchange rates and fully transparent fees in one place. Whether you operate across borders or manage everyday spending at home, Cardri is designed to simplify cross-border commerce across the continent—all from a single app.
Screenshots
Verdict
The clearest difference is rating: AidaPay at 4.1 against Cardri's 3.5. AidaPay also leads on ads (none vs shown) and ratings volume (519 vs 2). Cardri's advantage is review sentiment (100% vs 71%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AidaPay holds the better App Store score, 4.1 against 3.5. That said, the two scores are not equally well evidenced: AidaPay has 519 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 71% of AidaPay's written reviews are positive against 100% of Cardri's, so the app with the better star average is not the one people write more warmly about.
AidaPay ships an update every 5 days, Cardri every 11 days. Both last shipped on November 3, 2026.
| Parameter | AidaPay | Cardri |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (519 ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 71.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 519 — better | 2 |
| Update frequency | Every 5 days — better | Every 11 days |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 165 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | ToomaIQ Ltd | Cardri |
Customer experience
AidaPay
Cardri
Bugs and requests
AidaPay
Reported bugs
3 issues- Login issues
- Delayed data activation
- App crashes
Requested features
3 requests- Add withdrawal option
- Improve network coverage
- Introduce more affordable data plans
Cardri
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AidaPay
No in-app purchases
Cardri
No in-app purchases









