Comparison

AidaPay vs Omiye MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AidaPay

Easily pay utility bills and purchase airtime and data bundles at affordable rates. This app offers fast, smooth, and reliable transactions for various services including cable TV subscriptions and electricity bills. Convert airtime to cash and become an agent to earn money.

Highlights
  • Purchase airtime and data bundles
  • Pay utility bills (electricity, TV subscriptions)
  • Convert airtime to cash
  • Become an agent to resell services
  • Instant discounts on purchases
  • Support for all major Nigerian networks
Features
Read full description

AidaPay is the easy way to buy cheap data and airtime and pay your bills in Nigeria. Top up MTN, Airtel, Glo and 9mobile, pay electricity and renew DStv, GOtv and StarTimes, all from one wallet. Scan to pay and send money with ScanPay, and earn cashback and rewards as you pay. CHEAP DATA AND AIRTIME • Cheap data bundles for MTN, Airtel, Glo and 9mobile: daily, weekly and monthly plans • Airtime top-up for every network, delivered in seconds • Save the numbers you top up most and buy again in two taps • Auto-renew your data, light or TV so it never runs out ELECTRICITY BILLS • Pay prepaid and postpaid electricity: IKEDC, EKEDC, AEDC, IBEDC, PHED, KEDCO, JED, BEDC and more • Get your meter token on screen and in your transaction history CABLE TV • Renew DStv, GOtv and StarTimes subscriptions in a few taps SCANPAY • Scan a QR code to pay and send money • Your own ScanPay account to receive money • Withdraw your ScanPay balance to your bank REWARDS • Cashback on your purchases • Refer & Earn: ₦500 for every friend who joins and makes their first purchase, and your friend gets 3,000 AidaPoints • AidaPoints, daily streaks, personal offers, games and predictions in the Reward Center SAFE AND SECURE • Every payment is approved with your PIN, Face ID or fingerprint • Two-factor sign-in with an authenticator app • See and remove the devices signed in to your account FOR AGENTS AND BUSINESSES • Bulk purchases for many numbers at once • Agent levels with bigger commissions on every sale Need help? Chat with Julie, our assistant, any time in the app, or email help@aidapay.ng. https://aidapay.ng/contact_us

About

Omiye MFB

Features
Read full description

Our mobile banking application is a cutting-edge tool designed to provide users with a seamless, secure, and personalized banking experience with a sleek and intuitive interface, users can effortlessly manage their finances, access essential banking services, and enjoy advanced financial management tools. Account Management - View account balances in real-time - Access transaction history and statements - Filter transaction by date, category, or amount - Set up account alerts for low balances, large transactions, payment due dates, or unusual activity - Customize account nicknames and icons for easy recognition - Set up transfer alerts for confirmation and receipt - Enjoy competitive interest rates and low transfer fees - Shares subscription for very one Bill Payments - Pay bills such as Airtime, Electricity bill, Water bill, LAWMA bill, and others. - Schedule recurring payments for rent, utilities , subscriptions, or insurance premiums Dashboard and navigation Personification - Customized dashboard with favorite accounts, tools, and widgets - Personalized alerts and notifications, with optional email and SMS notifications - Access special offers and promotions tailored to your needs and preferences Preference Support - In-app support centre with FAQs, tutorials, and video guides - Contact us feature for assistance and feedback with 24/7 support and quick response times - Regular updates and enhancement based on user feedback and market trends Security -Data encryption and secure storage protect user data, with regular security audits and compliance certifications - Adherence to industry standards and regulatory requirements, including GDPR, CCPA, and PCI-DSS - Experience the ultimate in mobile banking convenience, security, and personalized today! Downlead our app to get started and discover a new way to bank on the go

Screenshots

AidaPay4 screens
Omiye MFB4 screens

Verdict

The call

The clearest difference is update cadence: AidaPay at every 5 days against Omiye MFB's every 5 weeks. Omiye MFB's advantage is iOS requirement (13.4 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AidaPay ships an update every 5 days, Omiye MFB every 5 weeks. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
AidaPay versus Omiye MFB: the parameters behind the verdict, then further details
ParameterAidaPayOmiye MFB
PriceFreeFree
Rating4.1 (520 ratings) — better—
Positive reviews71.2% of reviews—
Number of ratings520 — better—
Update frequencyEvery 5 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.513.4 — better
Further details — not scored
Size165 MB27 MB
Age rating4+4+
DeveloperToomaIQ LtdOmiye Microfinance Bank Limited

Bugs and requests

AidaPay

Reported bugs

3 issues
  • Login issues
  • Delayed data activation
  • App crashes

Requested features

3 requests
  • Add withdrawal option
  • Improve network coverage
  • Introduce more affordable data plans

Omiye MFB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AidaPay

No in-app purchases

None

Omiye MFB

No in-app purchases

Questions

Is AidaPay free?
AidaPay is free to download, with no in-app purchases.
Is Omiye MFB free?
Omiye MFB is free to download, with no in-app purchases.
Do AidaPay or Omiye MFB have ads?
Neither AidaPay nor Omiye MFB shows ads.
Which is updated more often, AidaPay or Omiye MFB?
AidaPay ships an update every 5 days, and Omiye MFB every 5 weeks. Most recently, AidaPay was updated on October 27, 2026 and Omiye MFB on October 28, 2026.

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