NDB mBanking vs CHID PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NDB mBanking
Manage your finances on the go with this mobile banking application. Perform transfers, top up accounts, pay bills, and access detailed transaction history. Stay informed about your account activity anytime, anywhere.
- Account transfers
- Fund transfers
- Account top-ups
- Skynet payments
- Water bill payments
- Account information access
- Transaction history viewing
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The mobile banking app offers a range of convenient features including the ability to perform own account transfers, transfer funds to other accounts, top up your account, skynet payment, water bill payment, access detailed account information, and view your account transactions.
CHID PAY
Access your bank accounts anytime, anywhere. View balances, transaction history, and perform fund transfers and mobile top-ups. More services are planned for future updates.
- 24/7 banking access
- View account balance
- Transaction history
- Fund transfer
- Mobile top-up
- General services
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• Log on to your banking 24/7 • View your account balance and transaction history • Fund Transfer (Within Bank) • Mobile Topup • General Services More updates and features on the way.
Screenshots
Verdict
The clearest difference is rating: NDB mBanking at 5.0 against CHID PAY's 4.2. NDB mBanking also leads on update cadence (every 2 days vs every 10 months). CHID PAY's advantage is ratings volume (6 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NDB mBanking holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: CHID PAY has 6 ratings behind it against 1, so its average is the more settled of the two.
NDB mBanking ships an update every 2 days, CHID PAY every 10 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | NDB mBanking | CHID PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.2 (6 ratings) |
| Number of ratings | 1 | 6 — better |
| Update frequency | Every 2 days — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 46 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | Naypyitaw Sibin Bank | CHID |
Customer experience
NDB mBanking
CHID PAY
In-app purchases
NDB mBanking
No in-app purchases
CHID PAY
No in-app purchases
