Comparison

Bawales | بوالص vs Karty

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bawales | بوالص

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"@Bawales has redefined insurance – no more outdated processes!" About Bawales: Bawales is a pioneering digital insurance aggregator in Qatar and the first of its kind in the MENA region. This unique position positions Bawales as an innovator and leader in transforming the insurance landscape, offering convenient and accessible insurance solutions to individuals and businesses in the region. As the first mover in this space, Bawales has the opportunity to set industry standards, drive digital transformation, and cater to the evolving needs of consumers in Qatar and across the MENA region. How Bawales differentiate: • Comprehensive Policy Comparison: Bawales enables users to compare a wide range of insurance policies from various providers. This feature allows individuals or businesses to evaluate coverage options, prices, and terms to make informed decisions based on their specific needs. • User-Friendly Interface: Bawales provides a user-friendly digital platform, ensuring a seamless and intuitive experience for users. This includes easy navigation, clear information presentation, and a straightforward process for searching, analyzing, and purchasing insurance policies. • Instant Policy Issuance: Bawales streamlines the insurance process, allowing users to get coverage almost immediately. The platform reduces the time typically associated with acquiring insurance by simplifying the application and approval process, offering a quick and efficient solution. • Secure and Transparent Transactions: Bawales prioritizes the security of user information and transactions. Through robust security measures, the platform ensures that sensitive data is protected. Additionally, transparency in presenting policy details and terms contributes to building trust between the platform and its users. • Personalized Insurance Solutions: Bawales recognizes the diverse needs of its users. The platform may offer personalized recommendations based on individual profiles and requirements. This feature ensures that users can find insurance coverage that aligns with their unique circumstances, providing tailored solutions for maximum relevance and effectiveness. Want to stay connected with Bawales? • facebook.com/BawalesApp • twitter.com/BawalesApp • instagram.com/BawalesApp • linkedin.com/company/BawalesApp Legal Stuff: Privacy Policy: bawales.com/privacy-policy/ Terms of Use: bawales.com/terms-and-conditions/

About

Karty

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

Highlights
  • Digital wallet for payments
  • Customizable monthly budgets
  • Visa-powered card payments
  • Spending tracking by category
  • Earn KPoints rewards
  • Redeem points for travel and vouchers
  • Exclusive deals and discounts
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Ready to level up your money game? With Karty, you can pay, spend, budget, and get rewarded — all in one app.Set your custom budgets for the month, use KARTY Visa-powered cards to make payments, and easily track your spending by category and get KPointsLook out for exclusive deals and discounts to save up on your next spend, and redeem KPoints for flight bookings, hotel bookings, vouchers and much more.Karty is all about making your financial life smoother, simpler, and rewarding. And trust us, we're just getting started. Want early access? Join the waitlist now — you don’t want to miss this!

Screenshots

Bawales | بوالص4 screens
Karty4 screens

Verdict

The call

The clearest difference is ads: Karty at none against Bawales | بوالص's shown. Karty also leads on update cadence (every 5 days vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bawales | بوالص ships an update every 2 months, Karty every 5 days. The most recent releases landed on October 2, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
Bawales | بوالص versus Karty: the parameters behind the verdict, then further details
ParameterBawales | بوالصKarty
PriceFreeFree
Rating—3.9 (22 ratings) — better
Positive reviews—42.9% of reviews
Number of ratings—22 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.6
Further details — not scored
Size53 MB268 MB
Age rating4+4+
DeveloperBAWALES HOLDING LTDKARTY LLC

In-app purchases

None

Bawales | بوالص

No in-app purchases

None

Karty

No in-app purchases

Questions

Is Bawales | بوالص free?
Bawales | بوالص is free to download, with no in-app purchases.
Is Karty free?
Karty is free to download, with no in-app purchases.
Do Bawales | بوالص or Karty have ads?
Bawales | بوالص shows ads; Karty does not.
Which is updated more often, Bawales | بوالص or Karty?
Bawales | بوالص ships an update every 2 months, and Karty every 5 days. Most recently, Bawales | بوالص was updated on October 2, 2026 and Karty on October 6, 2026.

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