IH Access vs MPCreditCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IH Access
Manage and protect your credit and debit cards from your mobile device. Securely lock/unlock cards, set custom alerts and restrictions, make payments, and monitor transactions. Easily enroll cards and access your accounts with biometric authentication.
- Lock and unlock cards
- Set alerts and restrictions
- Make credit card payments
- View account details
- Monitor transactions
- Raise transaction disputes
- Set travel notifications
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The IH Access app places all the control you need to be able to monitor and safeguard your credit and debit cards in the palm of your hand. Login quickly with Touch ID or Face ID and make your experience personal by uploading your own profile image, changing the names of your cards, and customizing your controls and alerts to suit your lifestyle. With this app, you can: - Lock and unlock your card - Set alerts, controls, or restrictions on your card - Make credit card payments - View account details - Monitor recent and pending transactions - Raise a dispute on a transaction - Set travel notifications Card enrollment is easy from any mobile device, and access is secure and protected by One-Time-Passcode authentication. Get the most from your credit and debit cards with IH Access.
MPCreditCard
Manage your credit card account on the go. Instantly lock or unlock your card, set spending alerts, make payments, and track transactions. View account details and rewards, and even set travel notifications for a seamless experience.
- Lock and unlock credit card
- Set transaction alerts and controls
- Make credit card payments
- View account details and transactions
- Set travel notifications
- View rewards
- Raise transaction disputes
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We are thrilled to offer the new MPCU Credit Card Management Mobile App. This app will allow cardholders to check their credit card account balance, lock their card, manage alerts and controls, and more! With this app, you can see and make changes to your card – live! You can: - Lock and unlock your card (if your card is lost or stolen, for example). - Set alerts, controls, or restrictions on your card. - Make payments to your credit card. - View your account details. - Track recent and pending transactions. - Set Travel notifications. - View rewards (on participating cards). - And raise a dispute on a transaction. Getting set up is easy! Register your card by following the prompts, and get immediate updates!
Screenshots
Verdict
The clearest difference is rating: MPCreditCard at 5.0 against IH Access's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MPCreditCard holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
IH Access ships an update every 3 months, MPCreditCard every 4 months. Both last shipped on November 3, 2026.
| Parameter | IH Access | MPCreditCard |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 37 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | International Harvester Employee Credit Union Inc | Members Plus |
Customer experience
IH Access
MPCreditCard
In-app purchases
IH Access
No in-app purchases
MPCreditCard
No in-app purchases
Questions
Is IH Access free?
Is MPCreditCard free?
Which has better reviews, IH Access or MPCreditCard?
Do IH Access or MPCreditCard have ads?
Which is updated more often, IH Access or MPCreditCard?
Other comparisons
