How Much Do I Owe? vs Netmaker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
How Much Do I Owe?
Effortlessly split restaurant bills, including tax and tip, proportionally based on individual order sizes. Ensures fair repayment to the host and prevents over or underpayment. Also useful for itemized shopping receipts and travel expenses.
- Proportional tax and tip splitting
- Fair bill division based on order size
- Accurate repayment calculation
- Tip calculator included
- Versatile for various expenses
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When going out with a group to a restaurant, often times one person will pick up the tab (hereafter referred to as "the host") and the rest will have to pay them back. There is often confusion regarding how to split the tax and tip accurately, fairly, and consistently among the group. This app will help you quickly calculate how much of the tax and tip you owe, as well as the amount you need to pay back the host. If everyone in the group uses this app to calculate the amount they owe, this will ensure the host will get paid back correctly, and no one will overpay or underpay. The app uses a formula that allocates tax, tip, and other fees proportionally based on the relative size of your order, which is the fairest way to split bills (as opposed to, for example, splitting the tax and tip evenly across the group, which would result in people who ordered less subsidizing people who ordered more). For example, if the items you bought form 10% of the bill subtotal (price sum of all items bought by everyone, before tax, tip, and other fees), then you would also pay 10% of the tax, tip, and other fees, which amounts to paying 10% of the bill total. The app uses the formula below to help you quickly calculate how much you owe, without relying on a calculator, which reduces mistakes. Amount owed = ( ( your item 1 + your item 2 + your item 3 + ... ) / bill subtotal ) * bill total To make sure everyone is on the same page, tell the group that you will be using this app to calculate the amount you will pay back. You can also use the app for splitting bills other than restaurant bills, like itemized shopping receipts, groceries, travel, and other expenses. The app also provides a tip calculator.
Netmaker
Access your private networks securely and easily from offsite machines. Connect to different private networks to remotely access your resources. Designed for seamless and secure remote connectivity.
- Access private Netmaker networks
- Remote access to resources
- Secure and easy connectivity
- Connect to multiple networks
- Offsite machine access
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The Netmaker Mobile App is for user access to your Netmaker private networks. It is mostly suited for offsite machines that need access to a Netmaker network. Users can choose to connect to different private netmaker networks. This enables end users to remotely access their resources over private securely and easily
Screenshots
Verdict
The clearest difference is rating: How Much Do I Owe? at 5.0 against Netmaker's 1.0. How Much Do I Owe? also leads on update cadence (every 2 days vs every 4 months) and ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
How Much Do I Owe? holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: How Much Do I Owe? has 10 ratings behind it against 1, so its average is the more settled of the two.
How Much Do I Owe? ships an update every 2 days, Netmaker every 4 months. The most recent releases landed on June 11, 2026 and June 7, 2026 respectively.
| Parameter | How Much Do I Owe? | Netmaker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (10 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | — | 66.7% of reviews |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 2 days — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 26 MB | 6 MB |
| Age rating | 4+ | 17+ |
| Developer | Sharif Doghmi | Gravitl, Inc. |
Customer experience
How Much Do I Owe?
Netmaker
In-app purchases
How Much Do I Owe?
No in-app purchases
Netmaker
No in-app purchases









