Comparison

Meteraiku vs Paper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meteraiku

Features
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Meteraiku hadir sebagai platform pilihan masyarakat Indonesia yang aman, cepat dan terjamin. Dengan MeteraiKu, pembubuhan Meterai dan tanda tangan tidak perlu dilakukan secara fisik lagi. Anda hanya perlu menggunakan platform online kami baik di web maupun mobile untuk menggunakan Meterai dan tandatangan kapanpun dimanapun!

About

Paper

Features
Read full description

Complete Online Invoice and Digital Payment Solution for Smart Businesses Paper is a smart business solution for entrepreneurs to run their business more efficiently and strategically. With automated financial processes, you can focus on growing your business as the top priority. With Paper, you can: - Automate invoicing, payments, reconciliation, and financial reporting - Turn your credit card into a productivity tool, extending payment terms and maintaining healthy cash flow - Access business financing through credit card–based funding to support business growth Trusted by more than 700,000 businesses in Indonesia, Paper works with partners licensed by Bank Indonesia and supervised by OJK (Financial Services Authority), and is supported by leading banks and payment networks. Start managing your business finances smarter, safer, and more efficiently with Paper. Paper's Main Features 1. Digital Invoicing - Create online invoices for free in just 3 minutes. - Each digital invoice includes a payment link and can be sent automatically via WhatsApp, SMS, or email. - Equipped with official PERURI e-stamp, ensuring the legal validity of every invoice easily and conveniently. 2. Send and Receive Business Payments - Access more than 30 invoice payment methods, including credit cards, installments without EDC machines, bank transfers, QRIS, Virtual Accounts, and marketplaces (Tokopedia, Shopee, Blibli). - All payments are directly connected to the online invoicing system, enabling automatic and real-time payment reconciliation. 3. International Payments with PaperXB PaperXB makes it easy to pay international suppliers without needing a foreign bank account. - Send cross-border payments with no hidden fees - Pay overseas suppliers directly from your business dashboard - Transfer money abroad easily via mobile without visiting a bank - Use a business credit card to extend payment terms and maintain healthy cash flow 4. Expense Management with Paper Horizon A complete corporate card solution that helps companies manage team expenses transparently and efficiently. With Paper Horizon, you can issue additional cards for each department, set spending limits, and monitor expenses in real time. - Monitor all transactions through the Paper dashboard - Instant onboarding and top-up - Flexible spending limits and expense delegation for teams or departments - Direct integration with Paper’s accounting and invoicing system - Extended payment terms up to 60 days - Cashback on business subscription tools at various online merchants Additional Benefits - Every invoice transaction processed through Paper is automatically recorded and presented in simple financial reports, making it easy even for new business owners to understand. - Integrates with your business ERP and can be customized through Enterprise Solutions, including OCR for converting hardcopy invoices to digital format, three-way matching, and other advanced features. Paper is ISO 27001 certified and trusted by leading companies in Indonesia such as Kopi Kenangan, J&T Cargo, and PT Catur Sentosa Adiprana (Mitra10), and many more. Your feedback is valuable to us. If you have any questions or suggestions, feel free to contact us: support@paper.id Website: https://www.paper.id/ Facebook: https://www.facebook.com/paperindonesia Instagram: https://www.instagram.com/paperindonesia LinkedIn: https://www.linkedin.com/company/paper-id YouTube: https://www.youtube.com/c/Paperid

Screenshots

Meteraiku4 screens
Paper4 screens

Verdict

The call

The clearest difference is in-app purchases: Meteraiku at none against Paper's 1. Meteraiku also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.0). Paper's advantage is update cadence (every 6 days vs monthly). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paper sells 1 one-off in-app purchase. Meteraiku asks for nothing beyond the download.

UpkeepUpdate frequency

Meteraiku ships an update monthly, Paper every 6 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 2 level
Meteraiku versus Paper: the parameters behind the verdict, then further details
ParameterMeteraikuPaper
PriceFreeFree
Update frequencyMonthlyEvery 6 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size38 MB186 MB
Age rating4+17+
DeveloperPT INSAN DIGITAL SERVICEPAKAR DIGITAL GLOBAL, PT

In-app purchases

None

Meteraiku

No in-app purchases

1 purchases

Paper

One-time1
  • Paper Plus 6 Bulan$29.99

Questions

Is Meteraiku free?
Meteraiku is free to download, with no in-app purchases.
Is Paper free?
Paper is free to download, with in-app purchases available.
Do Meteraiku or Paper have ads?
Paper shows ads; Meteraiku does not.
Which is updated more often, Meteraiku or Paper?
Meteraiku ships an update monthly, and Paper every 6 days. Most recently, Meteraiku was updated on October 25, 2026 and Paper on October 30, 2026.

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