Finance Master vs Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance Master
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Finance Master - All-in-One Financial Calculator 16+ professional calculators in one free app. Make smarter money decisions in seconds. ---------------------------------------- KEY FEATURES : LOANS & MORTGAGES Calculate loan payments, EMIs, amortization schedules, and mortgage costs instantly. DAILY FINANCE Tip Calculator, Currency Converter, and Discount Calculator for quick everyday calculations. INVESTMENTS Plan SIPs, lumpsum investments, compound interest, and retirement savings. TAX CALCULATORS Estimate income tax and calculate GST with ease. PROFESSIONAL TOOLS Future Value, Present Value, NPV, IRR, DCF, Debt-to-Income ratio, and more. ---------------------------------------- WHY CHOOSE FINANCE MASTER? • Clean, intuitive interface • Instant calculations with visual charts • Works completely offline • No signup or registration required • 100% free with all features unlocked • Bank-standard accurate formulas ---------------------------------------- PERFECT FOR Home buyers, investors, loan borrowers, students, and anyone planning their financial future. Download now and take control of your finances. Disclaimer: For educational purposes only. Consult certified financial advisors for major financial decisions.
Smart
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A minimalist loan calculator - Suitable for mortgage, car loan and other personal loan calculations - One-click export of loan plan pdf
Screenshots
Verdict
The clearest difference is update cadence: Smart at fortnightly against Finance Master's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finance Master ships an update every 3 months, Smart fortnightly. Both last shipped on October 25, 2026.
| Parameter | Finance Master | Smart |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 43 MB | 3 MB |
| Age rating | 4+ | 17+ |
| Developer | HARSH GADHECHA | 慧 王 |
In-app purchases
Finance Master
No in-app purchases
Smart
No in-app purchases
