Finance Master vs Net Worth & Assets Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Finance Master
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Finance Master - All-in-One Financial Calculator 16+ professional calculators in one free app. Make smarter money decisions in seconds. ---------------------------------------- KEY FEATURES : LOANS & MORTGAGES Calculate loan payments, EMIs, amortization schedules, and mortgage costs instantly.Β DAILY FINANCE Tip Calculator, Currency Converter, and Discount Calculator for quick everyday calculations. INVESTMENTS Plan SIPs, lumpsum investments, compound interest, and retirement savings.Β TAX CALCULATORS Estimate income tax and calculate GST with ease.Β PROFESSIONAL TOOLS Future Value, Present Value, NPV, IRR, DCF, Debt-to-Income ratio, and more. ---------------------------------------- WHY CHOOSE FINANCE MASTER? β’ Clean, intuitive interfaceΒ β’ Instant calculations with visual chartsΒ β’ Works completely offlineΒ β’ No signup or registration requiredΒ β’ 100% free with all features unlockedΒ β’ Bank-standard accurate formulas ---------------------------------------- PERFECT FOR Home buyers, investors, loan borrowers, students, and anyone planning their financial future. Download now and take control of your finances.Β Disclaimer: For educational purposes only. Consult certified financial advisors for major financial decisions.
Net Worth & Assets Tracker
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Your net worth is one number β everything you own minus everything you owe. NetWorth turns scattered balances into that number, tracked over time, entirely on your iPhone: no bank login, no account, no internet required. Add each asset and liability by hand β cash, savings, brokerage, retirement, property, vehicles, crypto, plus mortgages, loans and cards β and the app does the accounting: a live personal balance sheet, a 0β100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up. WHAT YOU GET β’ Your real net worth on the opening screen β total assets minus total liabilities, with the change since your last snapshot β’ A 0β100 Financial Health score that tells you not just your number, but whether your debt load and cash buffer are sound β’ An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first β’ Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first $100k" shrink as you log β’ A wealth chart built from dated snapshots β save one after each payday and see years of progress in a single curve β’ An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more PERFECT FOR β’ Savers who want one honest number instead of eight banking apps β’ FIRE and debt-payoff planners tracking progress toward a dated target β’ Property, crypto or cash holders whose wealth never shows up in a bank feed β’ Anyone who refuses to hand their bank credentials to an aggregator WHY NOT JUST LINK MY BANK? Aggregator apps only see the accounts they can connect to β and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you. PRIVATE BY DEFAULT Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection β your balance sheet never leaves your phone. FULL ACCESS NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab β asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase. Add your first three accounts tonight β your net worth, health score and trend appear the moment you do. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia
Screenshots
Verdict
Finance Master and Net Worth & Assets Tracker are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finance Master ships an update every 3 months, Net Worth & Assets Tracker every 4 months. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.
| Parameter | Finance Master | Net Worth & Assets Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months β better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 16.4 β better | 17.0 |
| Further details β not scored | ||
| Size | 43 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | HARSH GADHECHA | LEAN ASIA CO., LTD |
In-app purchases
Finance Master
No in-app purchases
Net Worth & Assets Tracker
No in-app purchases
Questions
Is Finance Master free?
Is Net Worth & Assets Tracker free?
Do Finance Master or Net Worth & Assets Tracker have ads?
Which is updated more often, Finance Master or Net Worth & Assets Tracker?
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