Comparison

The vs split peak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The

Manage your financial and welfare services from the Korean Teachers' Credit Union in one app. Access long-term savings plans, submit insurance claims, and apply for welfare programs.

Highlights
  • Long-term savings plan enrollment
  • Insurance claim submission
  • Welfare service application
  • Financial management
  • Welfare program access
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한국교직원공제회 금융 및 복지업무를 앱 하나로. 장기저축급여 가입, 보험금 청구, The-K행복서비스 신청까지

About

split peak

Fairly and quickly share expenses with any group, from trips to households. It handles multiple currencies and simplifies settlements by minimizing payments. Track recurring bills and everyday costs with clear summaries and charts.

Highlights
  • Household expense settlement
  • Multi-currency support with live rates
  • Simplified settlement payments
  • Recurring bill tracking
  • No account sign-up required
  • Export to CSV
Features
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Split Peak is the fair, fast way to share expenses with any group — a trip abroad, a shared apartment, a couple, or a standing group of friends. It gets right what other expense apps get wrong: itemized receipts, households, and currencies. SCAN A RECEIPT, SPLIT IT LINE BY LINE Snap or upload a receipt and Split Peak reads the line items for you. Tap who had what — share a single dish or drink between several people, or give everyone their own — and tax and tip divide in proportion to what each person actually ordered. No more "let's just split it evenly" when someone had the steak and you had a salad. HOUSEHOLDS THAT SETTLE AS ONE Splitting with couples or families? Group people into a household. Each person still counts as their own share when an expense is split, but the household settles up as a single entity — so "The Smiths" pay and get paid once, not four times. No more untangling who in a couple owes what. ANY CURRENCY, AT EVERY LEVEL Set the group's currency, each person's or household's preferred payout currency, and the currency of each expense — independently. Split Peak converts with live exchange rates and locks the rate on every expense and payment, so once two people are settled, they stay settled even as rates move. Perfect for international trips and mixed-currency groups. FOR TRIPS AND THE EVERYDAY Track a weekend away, or the recurring stuff you split at home — rent, electricity, water, gas, phone, internet, and subscriptions. Categories across food, home & bills, travel, and lifestyle keep the group summary meaningful, whatever you're splitting. SETTLE UP IN THE FEWEST PAYMENTS Split Peak nets everyone's balances across currencies and tells you exactly who should pay whom — minimizing the number of transfers. Tap a suggested payment to record it, or open Venmo, Cash App, PayPal, Zelle, or Wise pre-filled with the amount using each person's saved handle. EVERYTHING ELSE YOU'D EXPECT • Start a group and share a short code or link — no accounts, no sign-up • Split evenly, by exact amounts, by percentage, or by shares — omit/include anyone per expense • Activity feed with list and calendar views, and a group summary with charts • Push notifications when someone adds or edits an expense, or records a payment • Export any group to CSV WHY SPLIT PEAK No login. No ads. No clutter. Just a clean, quick way to keep shared money fair — whether it's a ski trip with three couples, a monthly stack of household bills, or dinner with friends. Start a group, share the code, and settle up at the peak.

Screenshots

The4 screens
split peak4 screens

Verdict

The call

The clearest difference is update cadence: split peak at every 2 days against The's every 2 months. The's advantage is device support (3 vs 1) and iOS requirement (14.3 vs 16.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for The against 5.0 for split peak. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

The ships an update every 2 months, split peak every 2 days. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
The versus split peak: the parameters behind the verdict, then further details
ParameterThesplit peak
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews5.0% of reviews—
Number of ratings11
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.3 — better16.4
Further details — not scored
Size53 MB9 MB
Age rating4+4+
DeveloperKTCUJohn Kim

Customer experience

The

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive5.0%
Neutral0.0%
Negative95.0%

split peak

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

The

No in-app purchases

None

split peak

No in-app purchases

Questions

Is The free?
The is free to download, with no in-app purchases.
Is split peak free?
split peak is free to download, with no in-app purchases.
Which has better reviews, The or split peak?
The and split peak are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do The or split peak have ads?
Neither The nor split peak shows ads.
Which is updated more often, The or split peak?
The ships an update every 2 months, and split peak every 2 days. Most recently, The was updated on October 17, 2026 and split peak on October 14, 2026.

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