鸟哥记账 vs 账明白
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
鸟哥记账
This finance app offers a streamlined, ad-free, and completely free experience for tracking expenses. It supports multiple ledgers, data synchronization across devices, and detailed statistical reports with customizable charts. Manage budgets, assets, and savings plans with ease.
- Ad-free and completely free
- Multi-ledger support
- Local and remote data synchronization
- Detailed statistical reports and charts
- Budget and savings plan management
- Asset management with transfers
- Customizable themes and fonts
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【无任何广告】【无任何收费】【无会员】【所有功能免费开放】 1,体积小,启动快,记账快,单手操作 2,支持多账本,多账本分账单统计 3,本地和远程均同步保持数据,避免数据丢失 4,支持多终端登录,首页下拉即可同步多端数据,方便与家人共同记账 5,支持导出历史记账数据,以excel文档形式分享保存 6,可选择日期记账,当天遗忘记账,也可以后面随时补记 7,支持主类别,子类别,备注,进行三级目录划分记账数据,方便管理 8,按年统计,按月统计,按分类统计,进行圆饼图展示,以及金额排序展示 9,支持自定义上传头像 10,多主题设计,总有一款你喜欢的呢 11,支持自定义记账周期 12,支持设置默认记账类型 13,支持资产管理,且资产和记账可以联动统计,资产之间可以转账 14,支持预算功能,可以分别设置年预算和月预算 15,攒钱计划功能 16,支持账单搜索 17,支持调整字体显示大小 18,支持小组件功能 19,支持定时记账 意见反馈邮箱:2574282239@qq.com
账明白
This app analyzes your financial transactions from various platforms to provide insights into spending habits and identify savings opportunities. It offers AI-powered advice and personalized plans to help you manage household finances effectively.
- Consolidated family accounts
- One-click import of financial data
- Detailed spending analysis reports
- AI-driven savings recommendations
- Subscription and impulse spending identification
- Monthly spending trend comparison
- Daily expense calendar view
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账明白 —— 帮你每月找出能省的那笔钱 每月工资一到手就没了?打开账明白,把你和家人的支付宝、微信账单 合并导入,AI 顾问以专业财务顾问的视角帮你做一次彻底的账单体检: 钱花在哪儿了、哪些可以不花、下个月怎么省。 【核心功能】 · 家庭总账:全家人的支付宝、微信账单合并成一本账,统一分析全家收支 · 一键导入:支持支付宝、微信支付官方账单文件,几分钟完成导入 · 账单体检报告:支出结构、异常消费、高频商户,一份报告看明白 · AI 省钱顾问:基于你的真实账单回答问题,给出可执行的省钱建议 · 截流计划:识别可以砍掉的订阅、冲动消费和隐形支出,制定月度截流计划 · 趋势对比:多个月账单放在一起,看清消费习惯的变化 · 账单日历:每天花了多少,一目了然 【为什么放心】 · 账单在本机解析,原始文件不上传 · 发送给 AI 的数据经过脱敏,不含账号、银行卡号、交易单号 · 明细数据默认不用于分析,只有你明确授权后 AI 才能看到 【适合谁】 · 想看清钱花在哪里的你 · 想统一管理全家账目、看清家庭收支全貌的你 · 想控制支出、每月多存一点的你 · 不想手动记账、又想要专业分析的你 【会员订阅说明】 账明白可免费使用,Pro 会员解锁全部历史月份、多月趋势对比、AI 顾问完整对话等功能。 · 连续包月:首月 1 元,次月起 9.9 元/月 · 连续包年:68 元/年 (创始会员,只需48元/年,后期停售,存量续费价不变 = "续费永久同价") · 订阅周期:1 个月(连续包月)/ 12 个月(连续包年) · 付款:确认购买后通过 iTunes 账户扣款 · 自动续费:订阅到期前 24 小时内自动扣费续期;如需取消,请在到期前 24 小时以上, 前往 App Store「账户设置-订阅」中关闭自动续费 · 隐私政策:https://wesou.cc/family-finance/static/privacy.html · 用户协议(含自动续费服务规则):https://wesou.cc/family-finance/static/terms.html 有任何建议,欢迎在 App 内「我的-意见反馈」告诉我们。
Screenshots
Verdict
The clearest difference is in-app purchases: 鸟哥记账 at none against 账明白's 4. On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 账明白 sells 4 in-app purchases, starting at $0.99 per month. 鸟哥记账 asks for nothing beyond the download.
| Parameter | 鸟哥记账 | 账明白 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 11 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | 俊荣 邱 | 孝伟 李 |
Customer experience
鸟哥记账
账明白
In-app purchases
鸟哥记账
No in-app purchases
账明白
- 连续包月1 Month trial$0.991 Month
- 创始会员包年$6.991 Year
- 连续包年$9.991 Year
- 单月购买$1.99









