Comparison

Scala Por Matrices vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scala Por Matrices

Easily find and apply for loans directly from your mobile device. Build your creditworthiness through timely payments to unlock more financial opportunities and access a variety of financing options.

Highlights
  • Secure loan applications
  • Direct loan disbursement
  • Credit progress ladder
  • Multiple repayment options
  • Variety of financial products
  • Flexible repayment terms
Features
Read full description

¿Buscas una manera fácil y segura de encontrar el préstamo perfecto? Scala es la app ideal para ti. Nuestra app te ayuda a conectar con préstamos confiables. ¿Como Funciona? 1. Crea tu cuenta y realiza tu solicitud desde la app. Recibes respuesta en un corto tiempo 2. Recibe tu préstamo directo en tu negocio 3. Según tu comportamiento de pago, iras ascendiendo niveles bajo el concepto de la escalera del progreso, que te permitirán disfrutar de más oportunidades de crédito. ¿Como pago mi crédito? 1. Podemos recoger tu pago en efectivo o a través de depósito o transferencia electrónica a nuestras cuentas bancarias. 2. Estando al día en tus pagos podrás obtener más crédito financiero ¿Sobre nuestros Productos Financieros? Tendrás a tu disposición diferentes productos financieros, dependiendo del nivel en que te encuentres, estos productos van desde prestamos en efectivos, financiamientos de facturas, financiamientos de artículos varios (Electrodomésticos, línea blanca, etc…), financiamiento de equipos de trabajo (Motores, Plantas electicas, etc…) Ejemplo de un Financiamiento en Efectivo por Scala de RD$ 10,000: 1. Financiamiento a 120 Días con un Interés del 28% 2. Total, a pagar en Interés es de RD$ 2,800, para un pago total de RD$ 12,800 3. APR (Tasa de interés anual máximo, que incluye tasa de interés y todos los costos anuales) del 30.3% 4. Para un préstamo a 120 días, el periodo de repago es de 120 días 5. Puedes pagar por anticipado cuando tú quieras, sin cargos adicionales. *Te conseguimos Financiamientos con plazos que pueden ir desde 7 días hasta 150 días * Según el monto del crédito para el que haya sido aprobado, el cliente puede elegir entre diferentes plazos para pagar su crédito Privacidad y permisos Cuando descargas Scala, te pediremos permisos para leer tus mensajes SMS, llamadas y otra información para poder verificar tu identidad, solvencia y proveerte un crédito rápido. Tu información no será compartida o utilizada sin tu consentimiento. Política de privacidad: https://stage.matrices.com.do/scalaPrivacyPolicy ¿Preguntas? Estamos disponibles para cualquier aclaración que necesites. Escríbenos por la opción de reclamos una vez descargues y te registres en nuestra app o a nuestro correo: contacto@matrices.com.do

About

Préstamos CLOUD

Manage your entire credit portfolio on your iPhone. This app offers tools for loan management, collection routes, payment tracking, and client screening, ideal for finance businesses and field collectors.

Highlights
  • Collection route management
  • Loan prioritization by days overdue
  • Real-time payment tracking
  • Custom receipt printing
  • Client screening integration
  • Secure cloud synchronization
Features
Read full description

PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

Scala Por Matrices4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is rating: Scala Por Matrices at 5.0 against Préstamos CLOUD's 4.4. Scala Por Matrices also leads on in-app purchases (none vs 10). Préstamos CLOUD's advantage is ratings volume (22 vs 1) and iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 9 in-app purchases, starting at $14.99 per month. Scala Por Matrices asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Scala Por Matrices holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Préstamos CLOUD has 22 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Scala Por Matrices ships an update fortnightly, Préstamos CLOUD every 9 days. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard5 real differences · 5 level
Scala Por Matrices versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterScala Por MatricesPréstamos CLOUD
PriceFreeFree
Rating5.0 (1 ratings) — better4.4 (22 ratings)
Positive reviews—100.0% of reviews
Number of ratings122 — better
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size27 MB51 MB
Age rating17+4+
DeveloperBanco De Ahorro Y Credito Union S ACLOUD SERVICES INTERNATIONAL LLC

Customer experience

Scala Por Matrices

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Préstamos CLOUD

All ratings22 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Scala Por Matrices

No in-app purchases

9 purchases

Préstamos CLOUD

Subscriptions9
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 6 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is Scala Por Matrices free?
Scala Por Matrices is free to download, with no in-app purchases.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Which has better reviews, Scala Por Matrices or Préstamos CLOUD?
Scala Por Matrices is rated higher. Scala Por Matrices averages 5.0 out of 5 from 1 ratings, while Préstamos CLOUD averages 4.4 from 22 ratings.
Do Scala Por Matrices or Préstamos CLOUD have ads?
Neither Scala Por Matrices nor Préstamos CLOUD shows ads.
Which is updated more often, Scala Por Matrices or Préstamos CLOUD?
Scala Por Matrices ships an update fortnightly, and Préstamos CLOUD every 9 days. Most recently, Scala Por Matrices was updated on November 3, 2026 and Préstamos CLOUD on November 12, 2026.

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