Zedcrest Wealth vs MyWealthX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zedcrest Wealth
Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.
- Flexible savings with early withdrawal
- Target savings for financial goals
- Locked savings for discipline
- Automated savings and investment
- Mutual funds and Treasury Bills
- Multi-currency wallets
- Game Center and finance quizzes
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Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.
MyWealthX
Manage your banking, investing, and insurance all in one secure platform. This app offers tools for budgeting, commission-free trading, and policy management, simplifying your financial life.
- Integrated banking, investing, and insurance
- Smart budgeting and spending insights
- Commission-free trading and fractional shares
- Digital policy management and claims assistance
- Bank-level security with advanced encryption
- Automated savings and investment options
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Simplify your financial journey with integrated banking, investing and insurance solutions - all in one secure platform. Take control of your financial future with MyWealthX, the revolutionary app that brings together banking, investing, and insurance in one seamless experience. Say goodbye to juggling multiple apps and accounts – everything you need to build, manage, and protect your wealth is right at your fingertips. SMART BANKING MADE SIMPLE Experience modern banking that puts you first. Manage your everyday finances with intuitive tools designed to help you save time and money. From instant transfers to smart budgeting features, everything works seamlessly to keep your financial life organized. Key Banking Features: • Instant money transfers • Smart budgeting and spending insights • High-yield savings options • Mobile deposits and account access • Real-time notifications and alerts INTELLIGENT INVESTING FOR EVERYONE Whether you're just starting out or have years of experience, MyWealthX makes investing accessible and straightforward. Build your portfolio with confidence using our research tools and automated features designed to help grow your wealth over time. Investment Features: • Commission-free trading • Fractional share investing • Automated investment options • Portfolio diversification tools • Market research and insights • Tax optimization strategies COMPREHENSIVE INSURANCE PROTECTION Protect what matters most with our integrated insurance solutions. Compare options, manage your policies, and handle claims all in one place while discovering ways to save on coverage that fits your needs. Insurance Solutions: • Multiple insurance product options • Digital policy management • Claims processing assistance • Multi-policy savings opportunities • Round-the-clock support • Personalized coverage guidance BANK-LEVEL SECURITY YOU CAN TRUST Your financial information is protected with industry-leading security measures. We use advanced encryption, authentication systems, and continuous monitoring to keep your data and money safe at all times. Security Features: • Advanced encryption and secure login • Fraud detection and monitoring • Multi-factor authentication • Automatic security protocols WHY CHOOSE MYWEALTHX? One Platform, Complete Control: View your entire financial picture in one place. Track banking, investments, and insurance coverage from a single dashboard that updates in real-time. Smart Automation: Set up automatic savings, investing, and payments. Our intelligent system helps optimize your finances and identifies opportunities to save money and grow wealth. Expert Support: Access educational resources, planning tools, and personalized recommendations. Our AI agent is available whenever you need guidance. Continuous Innovation: Regular updates bring new features and improvements based on user feedback and changing financial needs. START YOUR FINANCIAL JOURNEY TODAY Join users who have transformed their financial lives with MyWealthX. Whether you're building an emergency fund, planning for major purchases, or securing your family's future, our integrated platform helps you reach your goals more efficiently. Ready to simplify your finances? Download MyWealthX and discover how managing money becomes effortless when banking, investing, and insurance work together seamlessly. Your complete financial solution awaits.
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Verdict
The clearest difference is rating: MyWealthX at 5.0 against Zedcrest Wealth's 4.5. Zedcrest Wealth's advantage is ratings volume (123 vs 3) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyWealthX holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Zedcrest Wealth has 123 ratings behind it against 3, so its average is the more settled of the two.
Zedcrest Wealth ships an update every 3 weeks, MyWealthX every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Zedcrest Wealth | MyWealthX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (123 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 123 — better | 3 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 122 MB | 24 MB |
| Age rating | 17+ | 4+ |
| Developer | Zedcrest capital | Zanibal LLC |
Customer experience
Zedcrest Wealth
MyWealthX
In-app purchases
Zedcrest Wealth
No in-app purchases
MyWealthX
No in-app purchases







