Zedcrest Wealth vs Peniremit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zedcrest Wealth
Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.
- Flexible savings with early withdrawal
- Target savings for financial goals
- Locked savings for discipline
- Automated savings and investment
- Mutual funds and Treasury Bills
- Multi-currency wallets
- Game Center and finance quizzes
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Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.
Peniremit
This platform facilitates instant crypto payments for sending money, paying bills, and transferring funds. It aims to simplify financial transactions using cryptocurrency.
- Instant crypto payments
- Send money easily
- Pay bills via crypto
- Move funds instantly
- User-friendly interface
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Peniremit is a crypto-powered payment platform built for one thing: make it easy to send money, pay bills, and move funds — instantly via crypto.
Screenshots
Verdict
The clearest difference is rating: Peniremit at 5.0 against Zedcrest Wealth's 4.5. Peniremit also leads on review sentiment (100% vs 75%). Zedcrest Wealth's advantage is ratings volume (99 vs 9) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Peniremit holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Zedcrest Wealth has 99 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 75% of Zedcrest Wealth's written reviews are positive against 100% of Peniremit's.
Zedcrest Wealth ships an update every 3 weeks, Peniremit every 6 weeks. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | Zedcrest Wealth | Peniremit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (99 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 99 — better | 9 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 122 MB | 72 MB |
| Age rating | 17+ | 4+ |
| Developer | Zedcrest capital | Sir Mapy & Co. Limited |
Customer experience
Zedcrest Wealth
Peniremit
In-app purchases
Zedcrest Wealth
No in-app purchases
Peniremit
No in-app purchases









