Comparison

Zedcrest Wealth vs Peniremit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zedcrest Wealth

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

Highlights
  • Flexible savings with early withdrawal
  • Target savings for financial goals
  • Locked savings for discipline
  • Automated savings and investment
  • Mutual funds and Treasury Bills
  • Multi-currency wallets
  • Game Center and finance quizzes
Features
Read full description

Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.

About

Peniremit

This platform facilitates instant crypto payments for sending money, paying bills, and transferring funds. It aims to simplify financial transactions using cryptocurrency.

Highlights
  • Instant crypto payments
  • Send money easily
  • Pay bills via crypto
  • Move funds instantly
  • User-friendly interface
Features
Read full description

Peniremit is a crypto-powered payment platform built for one thing: make it easy to send money, pay bills, and move funds — instantly via crypto.

Screenshots

Zedcrest Wealth4 screens
Peniremit4 screens

Verdict

The call

The clearest difference is rating: Peniremit at 5.0 against Zedcrest Wealth's 4.5. Peniremit also leads on review sentiment (100% vs 75%). Zedcrest Wealth's advantage is ratings volume (99 vs 9) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Peniremit holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Zedcrest Wealth has 99 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 75% of Zedcrest Wealth's written reviews are positive against 100% of Peniremit's.

UpkeepUpdate frequency

Zedcrest Wealth ships an update every 3 weeks, Peniremit every 6 weeks. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
Zedcrest Wealth versus Peniremit: the parameters behind the verdict, then further details
ParameterZedcrest WealthPeniremit
PriceFreeFree
Rating4.5 (99 ratings)5.0 (9 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings99 — better9
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size122 MB72 MB
Age rating17+4+
DeveloperZedcrest capitalSir Mapy & Co. Limited

Customer experience

Zedcrest Wealth

All ratings99 ratings
Positive87.9%
Neutral5.1%
Negative7.1%
Written reviews8 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Peniremit

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Zedcrest Wealth

No in-app purchases

None

Peniremit

No in-app purchases

Questions

Is Zedcrest Wealth free?
Zedcrest Wealth is free to download, with no in-app purchases.
Is Peniremit free?
Peniremit is free to download, with no in-app purchases.
Which has better reviews, Zedcrest Wealth or Peniremit?
Peniremit is rated higher. Zedcrest Wealth averages 4.5 out of 5 from 99 ratings, while Peniremit averages 5.0 from 9 ratings.
Do Zedcrest Wealth or Peniremit have ads?
Neither Zedcrest Wealth nor Peniremit shows ads.
Which is updated more often, Zedcrest Wealth or Peniremit?
Zedcrest Wealth ships an update every 3 weeks, and Peniremit every 6 weeks. Most recently, Zedcrest Wealth was updated on September 24, 2026 and Peniremit on September 16, 2026.

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