Comparison

小微碰 vs 持仓手记

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小微碰

Features
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小微碰新产品,涉及到POS和二维码,方便用户进行交易。

About

持仓手记

Features
Read full description

持仓手记,一本认真记账的持仓手账。 钱放在越来越多的地方:基金、股票、ETF、黄金、货币基金,还有银行里的理财和存款。每个平台各说各话,唯独没有人替你把全部持仓放在一起,好好算一算。持仓手记做的就是这件朴素的事——把分散各处的持有记成一条清楚的线,让每一笔买入卖出、每一天的涨跌,都有迹可循。 不追行情,不荐标的,只帮你看清自己。 【记录】 - 记录自有持仓、交易流水与现金流,覆盖 A 股、港股、美股、场内外基金、ETF、黄金、货币基金、可转债等常见场景 - 截图导入持仓与交易:识别到成交列表自动转交易流水,识别到存单自动预填存款,少打字,少出错 - 定投计划自动记账:按周期和扣款日生成买入记录,支持历史补录,扣款金额与净值一目了然 - 分红自动核对:依据公开数据核对 A 股、港股、港股 ETF、美股的分红记录,现金分红与红利再投分开记 - 银行理财、存款等手动记账资产也能纳入,估值自己掌握 - 用账本、标签、组合三种方式组织持仓,按你的思路分类查看 【看清】 - 持仓页汇总多账本、多币种持仓,收益每日更新;列表指标十选三,点列头即可切换 - 「同期表现」:把你的持仓收益与沪深、标普、恒生指数、国债ETF、黄金ETF 等基准做同区间对比,支持按组合、按单只持仓分别查看,还能自选对照基准 - 区间收益与收益日历:按日、周、月、年回看涨跌,长按曲线同时看当日与区间累计 - 组合诊断为持仓做体检:收益归因、集中度、回撤与波动、操作复盘 - 每周一份持仓周报,回看这一周的变化与买卖 【资产】 - 新增「资产」页:投资理财之外,流动资金、固定资产、应收款和负债也能记进来,自动汇总总资产、总负债与净资产 - 负债只记你输入的余额,不推断借款、还款或利息;净资产月度趋势与资产负债结构图随时回看 【陪伴】 - 资产提醒:按单日涨跌幅或到价提醒,只在你需要时通知 - 桌面小组件:资产概况放在桌面,一瞥即知 - 多套配色皮肤、红涨绿跌可切换,支持中英文界面 - 示例数据账户,不注册也能先逛一逛 重要说明 App 中展示的公开行情、指数、估值、历史统计、对比分析与提醒均基于日终公开数据,仅用于个人记录与参考。历史表现不代表未来表现。资产、负债与净资产均为用户手动录入的余额事实和算术汇总,App 不连接任何银行、券商或支付账户,不提供借贷、信用、支付或转账功能。持仓手记不提供账户开立、真实交易、投资建议、标的推荐、收益预测或代客管理服务;所有对比与统计均为客观数据展示,不构成任何投资决策依据。用户应根据自身情况独立判断,并自行承担相关风险。

Screenshots

小微碰3 screens
持仓手记4 screens

Verdict

The call

The clearest difference is update cadence: 持仓手记 at every 3 days against 小微碰's every 15 months. 小微碰's advantage is iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

小微碰 ships an update every 15 months, 持仓手记 every 3 days. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 6 level
小微碰 versus 持仓手记: the parameters behind the verdict, then further details
Parameter小微碰持仓手记
PriceFreeFree
Rating—5.0 (5 ratings) — better
Number of ratings—5 — better
Update frequencyEvery 15 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS11.0 — better17.0
Further details — not scored
Size72 MB48 MB
Age rating17+4+
DeveloperBeijing Chinaepay Financial Services Technology Co., Ltd.博 井

In-app purchases

None

小微碰

No in-app purchases

None

持仓手记

No in-app purchases

Questions

Is 小微碰 free?
小微碰 is free to download, with no in-app purchases.
Is 持仓手记 free?
持仓手记 is free to download, with no in-app purchases.
Do 小微碰 or 持仓手记 have ads?
Neither 小微碰 nor 持仓手记 shows ads.
Which is updated more often, 小微碰 or 持仓手记?
小微碰 ships an update every 15 months, and 持仓手记 every 3 days. Most recently, 小微碰 was updated on October 14, 2026 and 持仓手记 on October 12, 2026.

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