Comparison

Spending Tracker vs DumbFi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending Tracker

Easily manage your finances and track daily expenses with this intuitive app. Categorize transactions, visualize spending patterns with charts, and convert currencies on the go. Securely sync your data across devices.

Highlights
  • Expense tracking
  • Categorized transactions
  • Spending visualization
  • Currency converter
  • iCloud sync
Features
Read full description

Simplify your financial life with Spending Tracker – the ultimate companion for managing your expenses and achieving your financial goals. Take control of your spending and track your finances. EXPENSE TRACKING Record your daily expenses with just a few taps. Keep a detailed log of all your financial transactions, allowing you to understand where your money is going. CATEGORIZED TRANSACTIONS Categorize every transaction to gain insights into your spending patterns. Organize expenses into categories like groceries, entertainment, bills, and more. This categorization provides a clear overview of your financial habits. VISUALIZE YOUR DATA Get a clear understanding of your expenses through an intuitive pie chart diagram. Explore spending patterns divided by categories or view transactions in a list by months. CURRENCY CONVERTER Traveling or making international purchases? Spending Tracker offers a built-in currency converter, allowing you to calculate exchange rates for over 20 different currencies. Stay updated on real-time exchange rates to make informed financial decisions. iCLOUD SYNC Safeguard your financial data with iCloud integration. Store your data securely in the cloud and sync it across your Apple devices, ensuring your financial information is always accessible and up to date.

About

DumbFi

Features
Read full description

Take control of your spending, without the complexity. DumbFi is the easiest way to track where your money goes. No logins, no linking to bank accounts or credit cards, no confusing graphs. Just a clean, simple tool that helps you stay on top of your expenses. Why you’ll love DumbFi: *** Fast expense entry *** Add purchases in seconds. Choose a category, add a quick note, and select the date. *** Clear insights *** Instantly see how much you’ve spent by category or over any custom date range. *** Easy editing *** Fix mistakes or update details anytime. *** Export your data *** Download expenses as a CSV file for Excel, Google Sheets, or your favorite budget tool. *** Privacy first *** Your data lives only on your phone. No accounts. No tracking. No subscriptions. Whether you’re budgeting, trying to cut back, or just curious where your cash goes, DumbFi keeps it effortless. Free. Private. Simple. Download DumbFi today and finally make sense of your spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://silmarillabs.com/dumbfi/privacy

Screenshots

Spending Tracker4 screens
DumbFi4 screens

Verdict

The call

The clearest difference is update cadence: DumbFi at every 3 weeks against Spending Tracker's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 months, DumbFi every 3 weeks. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

Scorecard1 real difference Β· 7 level
Spending Tracker versus DumbFi: the parameters behind the verdict, then further details
ParameterSpending TrackerDumbFi
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 3 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhoneiPhone, iPod β€” better
Requires iOS16.015.1 β€” better
Further details β€” not scored
Size3 MB34 MB
Age rating4+4+
DeveloperKonstantin BolgarSilmaril Labs, LLC

In-app purchases

None

Spending Tracker

No in-app purchases

None

DumbFi

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with no in-app purchases.
Is DumbFi free?
DumbFi is free to download, with no in-app purchases.
Do Spending Tracker or DumbFi have ads?
Neither Spending Tracker nor DumbFi shows ads.
Which is updated more often, Spending Tracker or DumbFi?
Spending Tracker ships an update every 3 months, and DumbFi every 3 weeks. Most recently, Spending Tracker was updated on October 8, 2026 and DumbFi on October 12, 2026.

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