Spending Tracker vs CreditRun

Simplify your financial life with Spending Tracker – the ultimate companion for managing your expenses and achieving your financial goals. Take control of your spending and track your finances. EXPENSE TRACKING Record your daily expenses with just a few taps. Keep a detailed log of all your financial transactions, allowing you to understand where your money is going. CATEGORIZED TRANSACTIONS Categorize every transaction to gain insights into your spending patterns. Organize expenses into categories like groceries, entertainment, bills, and more. This categorization provides a clear overview of your financial habits. VISUALIZE YOUR DATA Get a clear understanding of your expenses through an intuitive pie chart diagram. Explore spending patterns divided by categories or view transactions in a list by months. CURRENCY CONVERTER Traveling or making international purchases? Spending Tracker offers a built-in currency converter, allowing you to calculate exchange rates for over 20 different currencies. Stay updated on real-time exchange rates to make informed financial decisions. iCLOUD SYNC Safeguard your financial data with iCloud integration. Store your data securely in the cloud and sync it across your Apple devices, ensuring your financial information is always accessible and up to date.

You're at checkout. Which card do you use? Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank. Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now? WHAT ARE CREDIT FREE DAYS? Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day. CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out. WHAT IT DOES • Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it. • Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app. • One number per card. The one that matters today. • Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one. • Translate Credit Free Days into the cash value of that float, using a yield rate you set. • Track transactions so utilization, runway, and outstanding update automatically. • Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing. • CSV export and import. Your data, your file, anywhere you want it. • iCloud sync across iPhone, iPad, and Mac through your own Apple ID. DESIGNED TO BE FAST Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter. PRIVACY, NO ASTERISKS CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple. We don't sell your data. We can't - we never have it. CREDITRUN PRO A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing. • Unlimited cards (free tier: 3) • Full Insights - past months, quarters, all-time • CSV export and import • A small Founder tier for the first 50 supporters A 7-day free trial gives every new user the full Pro experience while you decide. WHO IT'S FOR You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right. Works with any card from any bank, in any country. Built solo. Reach out on X at @CreditRun.