Comparison

SpendTrack vs Budget & Subscriptions Kirum

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendTrack

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SpendTrack is an expense-tracking, budget-planning, receipt-scanning app exclusively on iOS. Why SpendTrack? * Do you lose track of receipts in your wallet and inbox? - Scan items on your receipts from your camera or photo library to create digital receipts * Are you in a group setting and would like to split the receipt and/or only want to pay for items youโ€™ve chosen? - Select certain items or split your entire receipt. * Do you sit for hours manually creating budgets, using spreadsheets? - Create detailed and intuitive budgets * Are you traveling abroad and/or transact in a foreign currency? - Track your spending in 153 currencies * Do you like seeing a visual overview of your spending? - Review your spending patterns with charts and statistics * Do you want to customise the way you organise your spending - Group your spending across multiple categories with a tag SpendTrack is a 3-in-1 app that enables you to scan items on your receipts, split those items any way you want and create seamlessly integrated budgets. So what are you waiting for? Download the app now, begin your 7 day free-trial and start tracking! * Disclaimer: SpendTrack uses the standard Apple Terms of Use (EULA). The link to our Terms of Use is as follows, https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget & Subscriptions Kirum

Effortlessly track income and expenses in under 10 seconds without needing bank logins. This app helps you visualize spending patterns, manage subscriptions, and handle multiple currencies, all while prioritizing your privacy.

Highlights
  • Fast expense and income logging
  • Subscription management
  • Multi-currency support
  • Category breakdowns
  • Privacy-focused design
  • CSV import
Features
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Income and expenses - the tracker you'll actually keep using. Each logged in under 10 seconds - no bank login, no account, no one selling your data. MOST TRACKERS FAIL IN WEEK ONE Not this one. The coffee, the taxi, the spontaneous lunch - each logged in under 10 seconds, straight from your Lock Screen, Control Center or the Action Button. Amount, title, category, done. Optional reminders keep the habit on track. Fast enough that you actually keep doing it, which is the only way tracking ever sticks. NOT JUST EXPENSES. INCOME TOO. Kirum now captures what comes in - salary, investments, gifts and more, with their own categories and just as fast as an expense. Everything in one place, so you see what comes in, what goes out, and what's left. PAY WITH APPLE PAY. SKIP THE TYPING. Buy something with Apple Pay and Kirum records the amount, merchant, and currency for you. The expense is logged before you've put your phone away. SEE THE PATTERN, NOT JUST THE TOTAL Category breakdowns by week, month or year, for expenses and income alike. Kirum surfaces the categories quietly creeping up - the slow drift a bank statement will never point out. Search and filter your full history to find any entry in seconds. SUBSCRIPTIONS AND STEADY INCOME, IN ONE PLACE Kirum keeps every subscription and fixed cost in plain sight, so the small monthly charges stop adding up in the dark - and steady income like your salary belongs here too. If you want, Kirum reminds you before the next charge. SPEND ABROAD WITHOUT THE MATH Pay in over 60 currencies and Kirum converts each expense back to your home currency. Whether you travel often, live abroad, or just buy from overseas - Kirum keeps track for you. PRIVATE BY DESIGN, NOT BY PROMISE Other apps ask you to trust them. Kirum removes the need. No account. No bank connections. No ad tracking, no data brokers, no profiling. Your expenses and income stay on your device and sync through your private iCloud. Kirum never sees a single amount. SWITCHING TAKES MINUTES Already tracking somewhere else? Import your full history with CSV and pick up where you left off - synced across your iPhone and iPad. Log your first expense. See what comes in, what goes out, and what's left.

Screenshots

SpendTrack4 screens
Budget & Subscriptions Kirum4 screens

Verdict

The call

The clearest difference is iOS requirement: SpendTrack at 16.0 against Budget & Subscriptions Kirum's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendTrack sells 1 in-app purchase, starting at $9.99 per month and Budget & Subscriptions Kirum sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

Scorecard1 real difference ยท 7 level
SpendTrack versus Budget & Subscriptions Kirum: the parameters behind the verdict, then further details
ParameterSpendTrackBudget & Subscriptions Kirum
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
Monetizationโ€”Freemium
DevicesiPhoneiPhone
Requires iOS16.0 โ€” better18.6
Further details โ€” not scored
Size15 MB56 MB
Age rating4+4+
DeveloperEesa PatelJerome Sasan Bieler

In-app purchases

1 purchases

SpendTrack

Subscriptions1
  • Pro7 Days trial$9.991 Month
6 purchases

Budget & Subscriptions Kirum

Subscriptions3
  • Kirum Premium Monthly Plan7 Days trial$2.991 Month
  • Kirum Premium Monthly Plan$3.991 Month
  • Kirum Premium Yearly Plan7 Days trial$11.991 Year
One-time3
  • Kirum Premium 7-Day TestFree
  • Kirum Premium 3 Extra DaysFree
  • Kirum Premium Lifetime5 variants$17.99

Questions

Is SpendTrack free?
SpendTrack is free to download, with in-app purchases available.
Is Budget & Subscriptions Kirum free?
Budget & Subscriptions Kirum is free to download, with in-app purchases available.
Do SpendTrack or Budget & Subscriptions Kirum have ads?
Neither SpendTrack nor Budget & Subscriptions Kirum shows ads.
Which is updated more often, SpendTrack or Budget & Subscriptions Kirum?
SpendTrack ships an update weekly, and Budget & Subscriptions Kirum weekly. Most recently, SpendTrack was updated on October 27, 2026 and Budget & Subscriptions Kirum on October 31, 2026.

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