BudgetPals vs Spenduo

BudgetPals is an application powered by SasaPay, a licensed and regulated payment service provider (PSP) by the central bank of Kenya, that make chamas/group contributions easy to manage. With BudgetPals, members will now be able to contribute and socialize in one integrated platform which will conveniently save them time. In addition, members will have full visibility of the contributions they have made with a full access to the group statements as well as personal statements in real time. Users can create groups with unlimited members. In addition users will not be able to chat or view other users telephone if they have not saved it in their phone contacts, this is to ensure full privacy of group members. Our core values: Transparency Reliability Integrity Consistency Team spirit Optimism Commitment to our customers

Spenduo helps you track personal spending and shared expenses in one place. Record income, expenses, transfers, budgets, and recurring bills. Create shared spaces for couples, roommates, or family members, split bills fairly, track who paid, and settle balances clearly. Features: • Personal expense, income, and transfer tracking • Shared ledgers for two-person expense splitting • Split by equal share, ratio, or custom amount • Settlement tracking and confirmation • Monthly stats, category charts, and budgets • Recurring bill rules • CSV import and export • Sign in with Apple or Google for backup and shared rooms • Face ID or Touch ID app lock • Light, dark, and system appearance • English, Simplified Chinese, and Traditional Chinese support Spenduo is designed for everyday spending, shared living costs, and clear money conversations.